Regulatory profile
Mesa, AZ · FDIC certificate #58678
GATEWAY COMMERCIAL BANK is an FDIC-insured institution based in Mesa, AZ (FDIC certificate #58678). In its Q3 2026 Call Report it reported total assets of $243M, total deposits of $202M and net loans of $150M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for GATEWAY COMMERCIAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $202M |
|---|---|
| Net loans and leases | $150M |
Plain-language readout
GATEWAY COMMERCIAL BANK in Mesa, AZ funds its loans with $202M of deposits and holds $150M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for GATEWAY COMMERCIAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 74.48% in Q3 2026, against 73.25% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $150M | $202M | 74.48% |
| Q2 2026 | $150M | $191M | 78.54% |
| Q1 2026 | $150M | $205M | 73.25% |