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Regulatory profile
FDIC certificate #88 · RSSD 329345
GENERATIONS BANK is an FDIC-insured institution (FDIC certificate #88). In its Q2 2026 Call Report it reported total assets of $1.1B, total deposits of $0.9B and net loans of $0.8B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for GENERATIONS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.71% |
|---|---|
| Equity to assets | 11.26% |
| Noncurrent loans ratio | 1.51% |
| Nonaccrual loans ratio | 1.49% |
| Loan to deposit ratio | 81.94% |
| Liquid assets ratio | 24.32% |
| Brokered deposit ratio | 15.03% |
| Total deposits | $0.9B |
| Net loans and leases | $0.8B |