Loading bank profile
Regulatory profile
Rochester, NY · FDIC certificate #26333 · RSSD 852704
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.3B | $1.1B | $0.9B | 1.54% | 16.69% | 3.19% |
| 2026-03-31 | $1.3B | $1.1B | $0.9B | 1.30% | 14.39% | 3.11% |
| 2025-12-31 | $1.3B | $1.0B | $0.9B | 1.19% | 14.28% | 3.02% |
| 2025-09-30 | $1.3B | $1.0B | $0.9B | 1.12% | 13.80% | 2.97% |
| 2025-06-30 | $1.3B | $1.0B | $0.9B | 1.15% | 14.35% | 2.89% |
| 2025-03-31 | $1.3B | $1.0B | $0.9B | 0.95% | 12.03% | 2.86% |
| 2024-12-31 | $1.2B | $1.0B | $0.9B | 0.81% | 10.42% | 2.55% |
| 2024-09-30 | $1.2B | $0.9B | $0.9B | 0.72% | 9.33% | 2.47% |
| 2024-06-30 | $1.2B | $0.9B | $0.9B | 0.75% | 9.84% | 2.37% |
| 2024-03-31 | $1.2B | $0.8B | $0.8B | 0.66% | 8.55% | 2.42% |
| 2023-12-31 | $1.1B | $0.9B | $0.8B | 0.50% | 7.02% | 2.40% |
| 2023-09-30 | $1.1B | $0.8B | $0.8B | 0.51% | 7.29% | 2.41% |
| 2023-06-30 | $1.2B | $0.8B | $0.8B | 0.80% | 11.38% | 2.45% |
| 2023-03-31 | $1.2B | $0.9B | $0.8B | 0.79% | 11.28% | 2.54% |
| 2022-12-31 | $1.1B | $0.9B | $0.7B | 1.30% | 16.81% | 3.18% |
| 2022-09-30 | $1.1B | $1.0B | $0.7B | 1.51% | 19.09% | 3.22% |
| 2022-06-30 | $1.1B | $0.9B | $0.7B | 1.66% | 19.60% | 3.22% |
| 2022-03-31 | $1.1B | $0.9B | $0.6B | 1.66% | 18.32% | 3.12% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3644722 · 2008-01-02 to current
Unmatched RSSD entityRSSD 1462098 · 1987-03-05 to 1996-07-31
Unmatched RSSD entityRSSD 1462098 · 1985-08-12 to 1987-03-04
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.