Regulatory profile
Newport Beach, CA · FDIC certificate #59245
GENESIS BANK is an FDIC-insured institution based in Newport Beach, CA (FDIC certificate #59245). In its Q3 2026 Call Report it reported total assets of $363M, total deposits of $311M and net loans of $255M. Its primary federal regulator is FDIC.
Reported facts
GENESIS BANK (FDIC certificate #59245) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $363M |
|---|---|
| Total deposits | $311M |
| Net loans and leases | $255M |
| Return on assets | -0.41% |
| Return on equity | -3.62% |
| Net interest margin | 3.54% |
| Quarterly asset change | 6.61% |
| Quarterly deposit change | 6.34% |
Plain-language readout
GENESIS BANK in Newport Beach, CA reported total assets of $363M, total deposits of $311M and net loans of $255M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.41%, a return on equity of -3.62%, a net interest margin of 3.54%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $363M | $311M | $255M | -0.41% | -3.62% | 3.54% |
| Q2 2026 | $340M | $292M | $258M | -0.24% | -2.13% | 3.60% |
| Q1 2026 | $406M | $357M | $261M | 0.02% | 0.15% | 3.59% |
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