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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Phoenix, AZ · FDIC certificate #58405
GOLDWATER BANK N A is an FDIC-insured institution based in Phoenix, AZ (FDIC certificate #58405). In its Q3 2026 Call Report it reported total assets of $556M, total deposits of $422M and net loans of $462M. Its primary federal regulator is OCC.
Reported facts
GOLDWATER BANK N A (FDIC certificate #58405) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $556M |
|---|---|
| Total deposits | $422M |
| Net loans and leases | $462M |
| Return on assets | 0.78% |
| Return on equity | 7.08% |
| Net interest margin | 3.63% |
| Quarterly asset change | 0.79% |
| Quarterly deposit change | 3.38% |
Plain-language readout
GOLDWATER BANK N A in Phoenix, AZ reported total assets of $556M, total deposits of $422M and net loans of $462M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.78%, a return on equity of 7.08%, a net interest margin of 3.63%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $556M | $422M | $462M | 0.78% | 7.08% | 3.63% |
| Q2 2026 | $552M | $408M | $452M | 0.63% | 5.66% | 3.44% |
| Q1 2026 | $525M | $385M | $424M | 0.25% | 2.25% | 3.50% |
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