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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Grand Chain, IL · FDIC certificate #10816
GRAND RIVERS COMMUNITY BANK is an FDIC-insured institution based in Grand Chain, IL (FDIC certificate #10816). In its Q3 2026 Call Report it reported total assets of $15M, total deposits of $14M and net loans of $10M. Its primary federal regulator is FDIC.
Reported facts
GRAND RIVERS COMMUNITY BANK (FDIC certificate #10816) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $15M |
|---|---|
| Total deposits | $14M |
| Net loans and leases | $10M |
| Return on assets | -3.75% |
| Return on equity | -44.58% |
| Net interest margin | 4.79% |
| Quarterly asset change | -0.05% |
| Quarterly deposit change | 1.38% |
Plain-language readout
GRAND RIVERS COMMUNITY BANK in Grand Chain, IL reported total assets of $15M, total deposits of $14M and net loans of $10M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -3.75%, a return on equity of -44.58%, a net interest margin of 4.79%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $15M | $14M | $10M | -3.75% | -44.58% | 4.79% |
| Q2 2026 | $15M | $13M | $10M | -3.37% | -38.67% | 4.39% |
| Q1 2026 | $15M | $13M | $11M | -3.33% | -37.92% | 4.42% |
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