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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Petersburg, NE · FDIC certificate #14058
GREAT PLAINS STATE BANK is an FDIC-insured institution based in Petersburg, NE (FDIC certificate #14058). In its Q3 2026 Call Report it reported total assets of $379M, total deposits of $317M and net loans of $304M. Its primary federal regulator is FDIC.
Plain-language readout
GREAT PLAINS STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $392M in Q2 2026 and were lowest at $378M in Q1 2026.
Total deposits were highest at $341M in Q2 2026 and lowest at $317M in Q3 2026.
Over the whole period total assets rose 0.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $379M | $317M | $304M | 0.87% | 7.63% | 3.60% |
| Q2 2026 | $392M | $341M | $308M | 1.11% | 9.65% | 3.54% |
| Q1 2026 | $378M | $325M | $298M | 0.78% | 6.61% | 3.58% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $5.8M | $7.4M | -$1.6M | -21.4% |
| Federal funds sold | $26.0M | $20.0M | +$6.0M | +30.1% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $37.7M | $37.9M | -$211K | -0.6% |
| Equity securities with readily determinable fair values, not held for trading | $80K | $59K | +$21K | +35.6% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $308.1M | $298.0M | +$10.1M | +3.4% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $8.1M | $8.2M | -$67K | -0.8% |
| Other real estate owned | $775K | $775K | $0K | 0.0% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $5.5M | $6.1M | -$620K | -10.2% |
| Total assets | $392.0M | $378.3M | +$13.7M | +3.6% |
| Liabilities | ||||
| Total deposits | $340.5M | $324.5M | +$16.0M | +4.9% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $6.0M | $6.0M | $0K | 0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.3M | $3.2M | +$181K | +5.7% |
| Total liabilities | $349.9M | $333.7M | +$16.2M | +4.8% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $300K | $300K | $0K | 0.0% |
| Surplus | $29.9M | $29.9M | $0K | 0.0% |
| Retained earnings | $12.2M | $14.6M | -$2.4M | -16.6% |
| Accumulated other comprehensive income | -$193K | -$143K | -$50K | -35.0% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $42.2M | $44.6M | -$2.5M | -5.6% |
| Credit and capital | ||||
| Gross nonperforming assets | $13.7M | $11.7M | +$2.0M | +17.1% |
| Adjusted nonperforming assets | $13.7M | $11.7M | +$2.0M | +17.1% |
| Tangible equity plus allowance | $46.9M | $49.3M | -$2.4M | -4.8% |
| Texas ratio (gross) | 29.22% | 23.75% | +5.47 pts | See points |
| Texas ratio (adjusted) | 29.22% | 23.75% | +5.47 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 29.22% | 23.75% | +5.47 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.81% | 11.98% | -1.17 pts | See points |
| Construction and land loans to total capital | 42.18% | 40.74% | +1.44 pts | See points |
| Commercial real estate to total capital | 131.47% | 125.42% | +6.06 pts | See points |
| Dividend payout, year to date | 180.69% | 0.00% | +180.69 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -1.64% | -1.38% | -0.25 pts | See points |
| Liquidity | ||||
| Core deposits | $286.4M | $279.3M | +$7.2M | +2.6% |
| Non-core funding | $60.1M | $51.2M | +$8.8M | +17.2% |
| Loans to core deposits | 109.23% | 108.37% | +0.87 pts | See points |
| Loans to deposits | 91.88% | 93.26% | -1.37 pts | See points |
| Brokered deposits share of deposits | 7.28% | 4.94% | +2.34 pts | See points |
| Pledged securities share of securities | 58.66% | 58.39% | +0.26 pts | See points |
| Loans pledged, share of loans | 13.17% | 13.47% | -0.30 pts | See points |
| Volatile liabilities | $78.7M | $69.7M | +$8.9M | +12.8% |
| Earnings | ||||
| Earnings before provision, year to date | $3.2M | $1.1M | +$2.1M | +187.8% |
| Earnings before provision, single quarter | $2.1M | $1.1M | +$975K | +87.8% |
| Provision for credit losses, year to date | $500K | $150K | +$350K | +233.3% |
| Yield and cost | ||||
| Yield on loans and leases | 6.72% | 6.92% | -0.20 pts | See points |
| Yield on interest-bearing balances due from banks | 3.19% | 3.56% | -0.37 pts | See points |
| Total interest income to average assets | 5.95% | 6.10% | -0.15 pts | See points |
| Cost of interest-bearing transaction accounts | 1.80% | 1.65% | +0.15 pts | See points |
| Cost of savings and money market deposits | 3.10% | 3.13% | -0.03 pts | See points |
| Cost of time deposits | 3.83% | 3.90% | -0.07 pts | See points |
| Total interest expense to average assets | 2.66% | 2.71% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $379M | $317M | $304M | 0.87% | 7.63% | 3.60% |
| 2026-06-30 | $392M | $341M | $308M | 1.11% | 9.65% | 3.54% |
| 2026-03-31 | $378M | $325M | $298M | 0.78% | 6.61% | 3.58% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $311.8M | 0.34% | 59 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.