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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Greenville, OH · FDIC certificate #27965
GREENVILLE FEDERAL is an FDIC-insured institution based in Greenville, OH (FDIC certificate #27965). In its Q3 2026 Call Report it reported total assets of $259M, total deposits of $235M and net loans of $209M. Its primary federal regulator is OCC.
Plain-language readout
GREENVILLE FEDERAL has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $264M in Q2 2026 and were lowest at $259M in Q3 2026.
Total deposits were highest at $241M in Q2 2026 and lowest at $235M in Q3 2026.
Over the whole period total assets fell 1.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $259M | $235M | $209M | 0.19% | 2.46% | 3.31% |
| Q2 2026 | $264M | $241M | $209M | 0.18% | 2.40% | 3.28% |
| Q1 2026 | $263M | $240M | $215M | 0.16% | 2.09% | 3.26% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $21.6M | $14.3M | +$7.3M | +51.1% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $15.3M | $15.7M | -$433K | -2.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $209.0M | $214.9M | -$5.9M | -2.7% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $6.2M | $6.2M | -$62K | -1.0% |
| Other real estate owned | $872K | $872K | $0K | 0.0% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $913K | $908K | +$5K | +0.6% |
| All other assets | $10.1M | $10.2M | -$103K | -1.0% |
| Total assets | $263.9M | $263.1M | +$838K | +0.3% |
| Liabilities | ||||
| Total deposits | $240.8M | $239.5M | +$1.3M | +0.5% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $91K | $1.1M | -$999K | -91.7% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $2.3M | $2.1M | +$236K | +11.4% |
| Total liabilities | $243.2M | $242.7M | +$540K | +0.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $1K | $1K | $0K | 0.0% |
| Surplus | $0K | $0K | $0K | n/a |
| Retained earnings | $20.8M | $20.5M | +$298K | +1.5% |
| Accumulated other comprehensive income | $0K | $0K | $0K | n/a |
| Other equity components | -$77K | -$77K | $0K | 0.0% |
| Total equity capital | $20.7M | $20.4M | +$298K | +1.5% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.1M | $1.0M | +$33K | +3.2% |
| Adjusted nonperforming assets | $1.1M | $1.0M | +$33K | +3.2% |
| Tangible equity plus allowance | $21.5M | $21.2M | +$287K | +1.4% |
| Texas ratio (gross) | 4.99% | 4.91% | +0.09 pts | See points |
| Texas ratio (adjusted) | 4.99% | 4.91% | +0.09 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 5.13% | 5.06% | +0.07 pts | See points |
| Tier 1 capital to risk-weighted assets | 11.16% | 10.64% | +0.52 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 11.16% | 10.64% | +0.52 pts | See points |
| Tier 2 capital to risk-weighted assets | 0.92% | 0.89% | +0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 12.08% | 11.53% | +0.55 pts | See points |
| Tier 1 leverage (approximate) | 7.80% | 7.74% | +0.06 pts | See points |
| Construction and land loans to total capital | 32.41% | 40.25% | -7.84 pts | See points |
| Commercial real estate to total capital | 130.53% | 157.18% | -26.64 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -11.55% | -11.64% | +0.08 pts | See points |
| Liquidity | ||||
| Core deposits | $199.1M | $194.1M | +$5.0M | +2.6% |
| Non-core funding | $41.8M | $46.5M | -$4.7M | -10.1% |
| Loans to core deposits | 105.82% | 111.58% | -5.75 pts | See points |
| Loans to deposits | 87.49% | 90.43% | -2.94 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 58.48% | 58.19% | +0.29 pts | See points |
| Volatile liabilities | $42.0M | $46.7M | -$4.7M | -10.0% |
| Earnings | ||||
| Earnings before provision, year to date | $273K | $128K | +$145K | +113.3% |
| Earnings before provision, single quarter | $145K | $128K | +$17K | +13.3% |
| Provision for credit losses, year to date | $8K | $8K | $0K | 0.0% |
| Yield and cost | ||||
| Yield on loans and leases | 5.62% | 5.60% | +0.02 pts | See points |
| Yield on interest-bearing balances due from banks | 3.44% | 3.17% | +0.28 pts | See points |
| Total interest income to average assets | 4.68% | 4.71% | -0.03 pts | See points |
| Cost of interest-bearing transaction accounts | 0.08% | 0.08% | -0.00 pts | See points |
| Cost of savings and money market deposits | 1.96% | 1.80% | +0.16 pts | See points |
| Cost of time deposits | 3.37% | 3.41% | -0.05 pts | See points |
| Total interest expense to average assets | 1.66% | 1.69% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $259M | $235M | $209M | 0.19% | 2.46% | 3.31% |
| 2026-06-30 | $264M | $241M | $209M | 0.18% | 2.40% | 3.28% |
| 2026-03-31 | $263M | $240M | $215M | 0.16% | 2.09% | 3.26% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OH | $233.4M | 0.04% | 95 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.