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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,040,564 | 920,908 | 793,821 | 1.81 | 17.63 | 4.15 |
| 2020-03-31 | 1,078,692 | 952,158 | 782,468 | 1.30 | 12.52 | 4.18 |
| 2020-06-30 | 1,211,905 | 1,042,989 | 906,374 | 1.50 | 14.69 | 4.14 |
| 2020-09-30 | 1,199,137 | 1,039,489 | 912,594 | 1.54 | 15.35 | 4.13 |
| 2020-12-31 | 1,225,079 | 1,090,380 | 884,399 | 1.63 | 16.38 | 4.23 |
| 2021-03-31 | 1,351,710 | 1,218,509 | 938,076 | 1.46 | 15.77 | 4.13 |
| 2021-06-30 | 1,359,456 | 1,222,941 | 948,888 | 1.88 | 20.53 | 4.15 |
| 2021-09-30 | 1,392,859 | 1,252,868 | 932,713 | 1.85 | 20.26 | 4.19 |
| 2021-12-31 | 1,437,205 | 1,299,884 | 966,575 | 1.71 | 18.96 | 4.12 |
| 2022-03-31 | 1,532,000 | 1,389,772 | 927,009 | 1.13 | 13.27 | 3.56 |
| 2022-06-30 | 1,629,370 | 1,458,506 | 975,770 | 1.73 | 19.40 | 3.74 |
| 2022-09-30 | 1,793,738 | 1,446,163 | 1,040,166 | 1.54 | 16.82 | 3.77 |
| 2022-12-31 | 1,881,339 | 1,448,486 | 1,121,744 | 1.39 | 15.04 | 3.75 |
| 2023-03-31 | 1,941,991 | 1,591,716 | 1,163,470 | 0.86 | 8.96 | 3.44 |
| 2023-06-30 | 2,001,227 | 1,602,816 | 1,241,472 | 1.00 | 10.51 | 3.47 |
| 2023-09-30 | 2,097,306 | 1,693,140 | 1,330,165 | 1.02 | 10.91 | 3.33 |
| 2023-12-31 | 2,529,713 | 1,905,693 | 1,606,392 | 1.05 | 11.00 | 3.43 |
| 2024-03-31 | 2,534,505 | 2,113,603 | 1,659,156 | 0.85 | 8.42 | 3.58 |
| 2024-06-30 | 2,597,709 | 2,059,640 | 1,718,371 | 0.88 | 8.70 | 3.51 |
| 2024-09-30 | 2,872,767 | 2,264,016 | 1,938,279 | 0.84 | 8.21 | 3.24 |
| 2024-12-31 | 2,867,959 | 2,309,350 | 1,989,610 | 0.88 | 8.60 | 3.43 |
| 2025-03-31 | 2,906,666 | 2,388,408 | 1,975,344 | 1.08 | 10.31 | 3.85 |
| 2025-06-30 | 2,849,191 | 2,369,025 | 1,993,669 | 1.12 | 10.48 | 3.97 |
| 2025-09-30 | 2,973,766 | 2,429,249 | 2,017,118 | 1.10 | 10.28 | 4.01 |
| 2025-12-31 | 2,913,249 | 2,551,818 | 2,028,471 | 1.10 | 10.13 | 4.04 |
| 2026-03-31 | 3,011,349 | 2,650,011 | 2,071,749 | 0.91 | 8.12 | 4.09 |
| 2026-06-30 | 3,069,091 | 2,648,129 | 2,173,382 | 1.11 | 9.91 | 4.21 |
42 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-09-23 | 1 | 2938769 | 84541 |
| 2023-10-02 | 1 | 786340 | 84541 |
| 2019-11-09 | 1 | 2848756 | 84541 |
| 1998-08-08 | 1 | 770947 | 84541 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.