Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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Banks/FDIC #15953

Regulatory profile

GUARANTY BANK&TRUST CO

FDIC certificate #15953 · RSSD 84541

Current published filing2026-06-30History & events for prior periods

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Legal statusActive

Primary regulatorFDIC

Peer cohort$1B–$10B assets

Current parentNo matched current parent

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Peer interpretation

Strengths and opportunities

$1B–$10B asset cohort · 902 institutions

in lineReturn on assets39thfavorable percentile · n=902

in lineReturn on equity33rdfavorable percentile · n=894

strengthNet interest margin78thfavorable percentile · n=902

in lineEquity to assets62ndfavorable percentile · n=894

opportunityNoncurrent loans9thfavorable percentile · n=887

in lineLiquid assets57thfavorable percentile · n=895

opportunityBrokered deposits29thfavorable percentile · n=890

in lineLoans to deposits63rdfavorable percentile · n=890

Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.

Period-matched peer context

Percentiles use 890 verified constituents for the same filing period.

Brokered deposits to domestic deposits71stMedian 0.016 · n=890Open metric research →

Selected CRE loans to gross loans and leases52ndMedian 0.468 · n=862Open metric research →

Domestic secured CRE noncurrent ratio74thMedian 0.003 · n=872Open metric research →

Nontrading derivative fair value to assets81stMedian 0.000 · n=534Open metric research →

Unadjusted YTD efficiency ratio61stMedian 0.595 · n=888Open metric research →

Bank equity to assets62ndMedian 0.104 · n=894Open metric research →

Cash and securities to assets57thMedian 0.208 · n=895Open metric research →

Quarterly loan growth90thMedian 0.017 · n=868Open metric research →