How is Quarterly loan growth calculated?

current RC-C I 2122 / immediately preceding quarter RC-C I 2122 - 1. Null policy: abstain if missing.

What source schedule does Quarterly loan growth come from?

Not derivable from this formula alone; see the definition version history on this page.

How many banks reported Quarterly loan growth for 2026-06-30?

1025 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Lending & concentration · Versioned metric research

Quarterly loan growth

Same reporting RSSD and office scope; reported growth, not organic growth. Consecutive quarter-end balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition41 quarters1025 current observationsRATIO unit

Calculation contract

`current RC-C I 2122 / immediately preceding quarter RC-C I 2122 - 1`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: current RC-C I 2122 / immediately preceding quarter RC-C I 2122 - 1Null policy: abstain if missing
v1 · 2016-01-01 to superseded: (current RC 2122 / prior RC 2122) - 1Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1025 banks' reported quarterly loan growth values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Quarterly loan growth — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	1.517 percent	No marker	None
2016-12-31	1.528 percent	No marker	None
2017-03-31	0.26 percent	No marker	None
2017-06-30	1.877 percent	No marker	None
2017-09-30	1.123 percent	No marker	None
2017-12-31	1.734 percent	No marker	None
2018-03-31	0.493 percent	No marker	None
2018-06-30	1.432 percent	No marker	None
2018-09-30	1.172 percent	No marker	None
2018-12-31	2.013 percent	No marker	None
2019-03-31	0.561 percent	No marker	None
2019-06-30	1.674 percent	No marker	None
2019-09-30	1.196 percent	No marker	None
2019-12-31	1.239 percent	No marker	None
2020-03-31	2.323 percent	No marker	None
2020-06-30	3.345 percent	No marker	None
2020-09-30	-0.036 percent	No marker	None
2020-12-31	-0.576 percent	No marker	None
2021-03-31	-0.015 percent	No marker	None
2021-06-30	-1.12 percent	No marker	None
2021-09-30	-0.174 percent	No marker	None
2021-12-31	2.262 percent	No marker	None
2022-03-31	1.578 percent	No marker	None
2022-06-30	3.873 percent	No marker	None
2022-09-30	2.695 percent	No marker	None
2022-12-31	2.482 percent	No marker	None
2023-03-31	1.244 percent	No marker	None
2023-06-30	1.361 percent	No marker	None
2023-09-30	0.641 percent	No marker	None
2023-12-31	0.736 percent	No marker	None
2024-03-31	0.17 percent	No marker	None
2024-06-30	0.777 percent	No marker	None
2024-09-30	0.209 percent	No marker	None
2024-12-31	0.732 percent	No marker	None
2025-03-31	0.488 percent	No marker	None
2025-06-30	1.593 percent	No marker	None
2025-09-30	0.964 percent	No marker	None
2025-12-31	1.303 percent	No marker	None
2026-03-31	0.756 percent	No marker	None
2026-06-30	1.705 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Quarterly loan growth across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,025 observations1.71% median0.29%–3.15% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,025	-1.22%	0.29%	1.71%	3.15%	4.95%
2026-03-31	1,018	-1.80%	-0.44%	0.76%	2.32%	4.58%
2025-12-31	1,028	-1.70%	-0.10%	1.30%	2.91%	5.07%
2025-09-30	152	-1.53%	-0.07%	0.96%	2.17%	6.09%
2025-06-30	152	-0.78%	0.46%	1.59%	2.84%	6.87%
2025-03-31	155	-2.25%	-0.71%	0.49%	1.38%	3.52%
2024-12-31	157	-1.75%	-0.40%	0.73%	2.12%	3.65%
2024-09-30	155	-2.10%	-0.68%	0.21%	1.41%	2.93%
2024-06-30	154	-1.24%	-0.06%	0.78%	2.36%	3.99%
2024-03-31	155	-2.03%	-0.81%	0.17%	1.11%	2.45%
2023-12-31	153	-2.52%	-0.16%	0.74%	2.20%	4.27%
2023-09-30	153	-2.51%	-0.55%	0.64%	2.04%	3.64%
2023-06-30	155	-1.80%	0.07%	1.36%	2.85%	4.82%
2023-03-31	151	-1.55%	0.04%	1.24%	2.37%	4.38%
2022-12-31	154	-1.90%	1.14%	2.48%	3.89%	5.66%
2022-09-30	156	-0.52%	1.07%	2.70%	4.10%	5.90%
2022-06-30	156	0.73%	2.25%	3.87%	6.41%	10.12%
2022-03-31	150	-1.21%	0.20%	1.58%	3.40%	7.74%
2021-12-31	152	-1.08%	-0.00%	2.26%	5.29%	10.30%
2021-09-30	156	-3.54%	-1.71%	-0.17%	1.94%	5.96%
2021-06-30	155	-4.69%	-2.68%	-1.12%	1.29%	5.68%
2021-03-31	145	-3.70%	-1.83%	-0.01%	1.79%	4.82%
2020-12-31	147	-4.04%	-2.46%	-0.58%	0.91%	4.17%
2020-09-30	145	-3.36%	-1.81%	-0.04%	1.41%	4.36%
2020-06-30	141	-6.96%	-1.16%	3.34%	9.59%	12.52%
2020-03-31	134	-2.22%	0.80%	2.32%	4.84%	9.14%
2019-12-31	139	-1.00%	-0.19%	1.24%	2.90%	5.60%
2019-09-30	138	-1.09%	0.08%	1.20%	2.48%	6.16%
2019-06-30	138	-0.82%	0.70%	1.67%	3.28%	6.55%
2019-03-31	132	-2.85%	-0.52%	0.56%	1.81%	2.84%
2018-12-31	136	-0.39%	0.84%	2.01%	3.75%	6.34%
2018-09-30	131	-1.12%	-0.01%	1.17%	2.18%	4.41%
2018-06-30	126	-0.97%	0.55%	1.43%	2.97%	4.65%
2018-03-31	122	-2.14%	-0.53%	0.49%	1.89%	5.11%
2017-12-31	120	-0.74%	0.41%	1.73%	3.96%	7.12%
2017-09-30	120	-1.32%	0.25%	1.12%	2.57%	4.27%
2017-06-30	118	-0.69%	0.71%	1.88%	3.10%	5.20%
2017-03-31	114	-4.12%	-1.08%	0.26%	1.70%	3.51%
2016-12-31	113	-2.50%	-0.05%	1.53%	3.29%	6.51%
2016-09-30	110	-2.23%	0.12%	1.52%	2.94%	5.46%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1025	-1.22%	0.29%	1.71%	3.15%	4.95%
2026-03-31	1018	-1.80%	-0.44%	0.76%	2.32%	4.58%
2025-12-31	1028	-1.70%	-0.10%	1.30%	2.91%	5.07%
2025-09-30	152	-1.53%	-0.07%	0.96%	2.17%	6.09%
2025-06-30	152	-0.78%	0.46%	1.59%	2.84%	6.87%
2025-03-31	155	-2.25%	-0.71%	0.49%	1.38%	3.52%
2024-12-31	157	-1.75%	-0.40%	0.73%	2.12%	3.65%
2024-09-30	155	-2.10%	-0.68%	0.21%	1.41%	2.93%
2024-06-30	154	-1.24%	-0.06%	0.78%	2.36%	3.99%
2024-03-31	155	-2.03%	-0.81%	0.17%	1.11%	2.45%
2023-12-31	153	-2.52%	-0.16%	0.74%	2.20%	4.27%
2023-09-30	153	-2.51%	-0.55%	0.64%	2.04%	3.64%
2023-06-30	155	-1.80%	0.07%	1.36%	2.85%	4.82%
2023-03-31	151	-1.55%	0.04%	1.24%	2.37%	4.38%
2022-12-31	154	-1.90%	1.14%	2.48%	3.89%	5.66%
2022-09-30	156	-0.52%	1.07%	2.70%	4.10%	5.90%
2022-06-30	156	0.73%	2.25%	3.87%	6.41%	10.12%
2022-03-31	150	-1.21%	0.20%	1.58%	3.40%	7.74%
2021-12-31	152	-1.08%	-0.00%	2.26%	5.29%	10.30%
2021-09-30	156	-3.54%	-1.71%	-0.17%	1.94%	5.96%
2021-06-30	155	-4.69%	-2.68%	-1.12%	1.29%	5.68%
2021-03-31	145	-3.70%	-1.83%	-0.01%	1.79%	4.82%
2020-12-31	147	-4.04%	-2.46%	-0.58%	0.91%	4.17%
2020-09-30	145	-3.36%	-1.81%	-0.04%	1.41%	4.36%
2020-06-30	141	-6.96%	-1.16%	3.34%	9.59%	12.52%
2020-03-31	134	-2.22%	0.80%	2.32%	4.84%	9.14%
2019-12-31	139	-1.00%	-0.19%	1.24%	2.90%	5.60%
2019-09-30	138	-1.09%	0.08%	1.20%	2.48%	6.16%
2019-06-30	138	-0.82%	0.70%	1.67%	3.28%	6.55%
2019-03-31	132	-2.85%	-0.52%	0.56%	1.81%	2.84%
2018-12-31	136	-0.39%	0.84%	2.01%	3.75%	6.34%
2018-09-30	131	-1.12%	-0.01%	1.17%	2.18%	4.41%
2018-06-30	126	-0.97%	0.55%	1.43%	2.97%	4.65%
2018-03-31	122	-2.14%	-0.53%	0.49%	1.89%	5.11%
2017-12-31	120	-0.74%	0.41%	1.73%	3.96%	7.12%
2017-09-30	120	-1.32%	0.25%	1.12%	2.57%	4.27%
2017-06-30	118	-0.69%	0.71%	1.88%	3.10%	5.20%
2017-03-31	114	-4.12%	-1.08%	0.26%	1.70%	3.51%
2016-12-31	113	-2.50%	-0.05%	1.53%	3.29%	6.51%
2016-09-30	110	-2.23%	0.12%	1.52%	2.94%	5.46%
2016-06-30	108	-1.36%	0.73%	2.11%	3.51%	5.74%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#1016MIZUHO BANK USA-7.02%
#1017QUAD CITY BANK&TRUST CO-7.45%
#1018FIRST GUARANTY BANK-8.28%
#1019BCORP BANK NATIONAL ASSN-8.80%
#1020BARCLAYS BANK DELAWARE-16.02%
#1021BANK OF NEW YORK MELLON-22.81%
#1022SMBC MANUBANK-38.04%
#1023GREEN DOT BK DBA BONNEVILLE-38.77%
#1024SUMITOMO MITSUI TR BK U SA-99.35%
#1025CHARLES SCHWAB PREMIER BK SS-99.97%

Institution discovery

Search verified rankings by quarter

1,025 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	PINNACLE BANK	14065	70.33%	P100
#2	SUNFLOWER BANK NATIONAL ASSN	4767	65.28%	P100
#3	BURKE&HERBERT BANK&TRUST CO	11578	48.05%	P100
#4	OCEANFIRST BANK NA	28359	46.22%	P100
#5	CITIZENS BUSINESS BANK NA	21716	39.03%	P100
#6	COMMUNITY WEST BANK	23030	38.91%	P100
#7	QNB BANK	7714	33.72%	P99
#8	STIFEL BANK	57358	31.84%	P99
#9	NELNET BANK	59205	30.00%	P99
#10	RBC BANK GEORGIA NA	26342	27.06%	P99
#11	MONET BANK	32574	23.98%	P99
#12	INTERCREDIT BANK NA	25258	22.41%	P99
#13	SQUARE FINL SERVICES INC	59177	22.34%	P99
#14	NEWTEK BANK NATIONAL ASSN	18734	21.51%	P99
#15	JOHN DEERE FINANCIAL FSB	35237	21.29%	P99
#16	CITY BANK	25103	21.22%	P99
#17	CRESCENT BANK	33492	18.76%	P98
#18	BTC BANK	10618	17.34%	P98
#19	CAPRA BANK	16363	16.85%	P98
#20	CHARLES SCHWAB BANK SSB	57450	16.83%	P98
#21	PATRIOT BANK NATIONAL ASSN	33928	16.74%	P98
#22	AMERIPRISE BANK FSB	58303	14.87%	P98
#23	ASSOCIATED BANK NA	5296	14.71%	P98
#24	SOFI BANK NATIONAL ASSN	26881	14.22%	P98
#25	FIRST MID B&T NA	3705	14.11%	P98
#26	GEORGIA BANKING CO	57071	13.59%	P98
#27	THREAD BANK	9499	13.53%	P97
#28	WEX BANK	34697	12.56%	P97
#29	COLUMN NATIONAL ASSN	58224	11.12%	P97
#30	WEBBANK	34404	11.08%	P97
#31	CELTIC BANK	57056	10.73%	P97
#32	TOYOTA FINANCIAL SB	57542	10.43%	P97
#33	OPTIMUMBANK	35430	10.26%	P97
#34	CREDIT ONE BANK NA	25620	10.22%	P97
#35	FIRST NB OF BEMIDJI	5093	10.07%	P97
#36	PIONEER BANK NATIONAL ASSN	20741	9.96%	P97
#37	REGENT BANK	4160	9.94%	P96
#38	UNIVERSITY BANK	14587	9.70%	P96
#39	CENTENNIAL BANK	11241	9.61%	P96
#40	CLIMATE FIRST BANK	59257	9.55%	P96
#41	BESSEMER TRUST CO NA	21868	9.48%	P96
#42	STOCK YARDS BANK&TRUST CO	258	9.12%	P96
#43	SOVEREIGN BANK	25738	9.08%	P96
#44	BENNINGTON STATE BANK	16402	8.86%	P96
#45	SECURITY FIRST BANK	5415	8.40%	P96
#46	COASTAL COMMUNITY BANK	34403	8.35%	P96
#47	CAPITAL COMMUNITY BANK	33823	7.87%	P96
#48	IDAHO FIRST BANK	58095	7.80%	P95
#49	FIVE POINTS BANK	20488	7.79%	P95
#50	CRYSTAL LAKE B&T CO NA	34681	7.68%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.