How is Selected CRE loans to gross loans and leases calculated?

RC-C I (F159 + 1460 + F160 + F161) / (2122 + 2123). Null policy: abstain if missing.

What source schedule does Selected CRE loans to gross loans and leases come from?

Not derivable from this formula alone; see the definition version history on this page.

Lending & concentration · Versioned metric research

Selected CRE loans to gross loans and leases

Matched office scope; selected property-secured CRE, excludes F158. Quarter-end reported balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition42 quarters1016 current observationsRATIO unit

Calculation contract

`RC-C I (F159 + 1460 + F160 + F161) / (2122 + 2123)`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: RC-C I (F159 + 1460 + F160 + F161) / (2122 + 2123)Null policy: abstain if missing
v1 · 2016-01-01 to superseded: (RC-C F159 + 1460 + F160 + F161) / RC-C 2122Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1016 banks' reported selected cre loans to gross loans and leases values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Selected CRE loans to gross loans and leases — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	22.918 percent	No marker	None
2016-12-31	22.944 percent	No marker	None
2017-03-31	24.11 percent	No marker	None
2017-06-30	23.931 percent	No marker	None
2017-09-30	25.17 percent	No marker	None
2017-12-31	24.985 percent	No marker	None
2018-03-31	25.807 percent	No marker	None
2018-06-30	27.632 percent	No marker	None
2018-09-30	27.584 percent	No marker	None
2018-12-31	27.175 percent	No marker	None
2019-03-31	28.603 percent	No marker	None
2019-06-30	29.482 percent	No marker	None
2019-09-30	29.869 percent	No marker	None
2019-12-31	30.483 percent	No marker	None
2020-03-31	31.421 percent	No marker	None
2020-06-30	30.171 percent	No marker	None
2020-09-30	30.865 percent	No marker	None
2020-12-31	32.786 percent	No marker	None
2021-03-31	32.47 percent	No marker	None
2021-06-30	33.441 percent	No marker	None
2021-09-30	33.761 percent	No marker	None
2021-12-31	33.755 percent	No marker	None
2022-03-31	35.382 percent	No marker	None
2022-06-30	35.842 percent	No marker	None
2022-09-30	35.409 percent	No marker	None
2022-12-31	35.758 percent	No marker	None
2023-03-31	36.08 percent	No marker	None
2023-06-30	35.757 percent	No marker	None
2023-09-30	35.664 percent	No marker	None
2023-12-31	35.951 percent	No marker	None
2024-03-31	36.405 percent	No marker	None
2024-06-30	36.472 percent	No marker	None
2024-09-30	36.373 percent	No marker	None
2024-12-31	36.193 percent	No marker	None
2025-03-31	36.44 percent	No marker	None
2025-06-30	36.124 percent	No marker	None
2025-09-30	45.903 percent	No marker	None
2025-12-31	46.026 percent	No marker	None
2026-03-31	45.836 percent	No marker	None
2026-06-30	45.491 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Selected CRE loans to gross loans and leases across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,016 observations45.49% median34.72%–55.99% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,016	18.77%	34.72%	45.49%	55.99%	67.38%
2026-03-31	1,004	18.85%	34.50%	45.84%	56.09%	67.69%
2025-12-31	1,000	18.17%	34.54%	46.03%	56.26%	66.85%
2025-09-30	997	18.75%	34.03%	45.90%	56.24%	66.84%
2025-06-30	144	1.81%	14.89%	36.12%	50.64%	58.12%
2025-03-31	151	0.49%	15.55%	36.44%	50.69%	59.27%
2024-12-31	153	0.72%	14.66%	36.19%	50.47%	59.36%
2024-09-30	148	0.46%	15.10%	36.37%	50.88%	60.98%
2024-06-30	154	0.84%	15.69%	36.47%	51.04%	59.54%
2024-03-31	155	0.86%	15.83%	36.41%	51.59%	61.10%
2023-12-31	151	0.54%	15.74%	35.95%	50.70%	61.61%
2023-09-30	155	1.65%	15.79%	35.66%	50.62%	61.89%
2023-06-30	155	1.60%	15.99%	35.76%	50.49%	61.02%
2023-03-31	157	1.82%	16.15%	36.08%	50.74%	60.62%
2022-12-31	157	2.47%	15.92%	35.76%	50.36%	61.36%
2022-09-30	157	1.59%	16.04%	35.41%	48.50%	60.93%
2022-06-30	158	1.56%	16.11%	35.84%	48.70%	61.07%
2022-03-31	159	1.65%	15.91%	35.38%	49.02%	60.98%
2021-12-31	158	0.50%	15.16%	33.75%	48.73%	59.79%
2021-09-30	160	2.68%	15.82%	33.76%	48.20%	58.24%
2021-06-30	158	1.07%	15.46%	33.44%	47.22%	56.47%
2021-03-31	156	2.05%	15.08%	32.47%	45.54%	55.94%
2020-12-31	149	0.76%	14.90%	32.79%	45.57%	54.44%
2020-09-30	149	0.79%	14.71%	30.86%	43.85%	51.94%
2020-06-30	146	0.84%	14.02%	30.17%	43.51%	51.43%
2020-03-31	142	0.82%	13.17%	31.42%	46.45%	54.69%
2019-12-31	139	0.53%	13.89%	30.48%	46.04%	54.73%
2019-09-30	142	0.44%	13.53%	29.87%	45.73%	54.47%
2019-06-30	140	0.22%	13.55%	29.48%	45.40%	54.17%
2019-03-31	140	0.14%	13.08%	28.60%	45.40%	54.21%
2018-12-31	136	0.14%	12.99%	27.17%	45.00%	52.15%
2018-09-30	137	0.11%	13.57%	27.58%	45.05%	52.16%
2018-06-30	134	0.20%	13.78%	27.63%	44.78%	51.61%
2018-03-31	132	0.05%	13.28%	25.81%	44.24%	51.26%
2017-12-31	123	0.05%	12.55%	24.98%	41.04%	48.29%
2017-09-30	125	0.04%	12.80%	25.17%	41.49%	48.79%
2017-06-30	121	0.03%	12.50%	23.93%	41.29%	47.62%
2017-03-31	118	0.05%	11.80%	24.11%	40.51%	47.64%
2016-12-31	113	0.03%	11.13%	22.94%	38.00%	46.95%
2016-09-30	113	0.03%	10.38%	22.92%	37.09%	47.29%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1016	18.77%	34.72%	45.49%	55.99%	67.38%
2026-03-31	1004	18.85%	34.50%	45.84%	56.09%	67.69%
2025-12-31	1000	18.17%	34.54%	46.03%	56.26%	66.85%
2025-09-30	997	18.75%	34.03%	45.90%	56.24%	66.84%
2025-06-30	144	1.81%	14.89%	36.12%	50.64%	58.12%
2025-03-31	151	0.49%	15.55%	36.44%	50.69%	59.27%
2024-12-31	153	0.72%	14.66%	36.19%	50.47%	59.36%
2024-09-30	148	0.46%	15.10%	36.37%	50.88%	60.98%
2024-06-30	154	0.84%	15.69%	36.47%	51.04%	59.54%
2024-03-31	155	0.86%	15.83%	36.41%	51.59%	61.10%
2023-12-31	151	0.54%	15.74%	35.95%	50.70%	61.61%
2023-09-30	155	1.65%	15.79%	35.66%	50.62%	61.89%
2023-06-30	155	1.60%	15.99%	35.76%	50.49%	61.02%
2023-03-31	157	1.82%	16.15%	36.08%	50.74%	60.62%
2022-12-31	157	2.47%	15.92%	35.76%	50.36%	61.36%
2022-09-30	157	1.59%	16.04%	35.41%	48.50%	60.93%
2022-06-30	158	1.56%	16.11%	35.84%	48.70%	61.07%
2022-03-31	159	1.65%	15.91%	35.38%	49.02%	60.98%
2021-12-31	158	0.50%	15.16%	33.75%	48.73%	59.79%
2021-09-30	160	2.68%	15.82%	33.76%	48.20%	58.24%
2021-06-30	158	1.07%	15.46%	33.44%	47.22%	56.47%
2021-03-31	156	2.05%	15.08%	32.47%	45.54%	55.94%
2020-12-31	149	0.76%	14.90%	32.79%	45.57%	54.44%
2020-09-30	149	0.79%	14.71%	30.86%	43.85%	51.94%
2020-06-30	146	0.84%	14.02%	30.17%	43.51%	51.43%
2020-03-31	142	0.82%	13.17%	31.42%	46.45%	54.69%
2019-12-31	139	0.53%	13.89%	30.48%	46.04%	54.73%
2019-09-30	142	0.44%	13.53%	29.87%	45.73%	54.47%
2019-06-30	140	0.22%	13.55%	29.48%	45.40%	54.17%
2019-03-31	140	0.14%	13.08%	28.60%	45.40%	54.21%
2018-12-31	136	0.14%	12.99%	27.17%	45.00%	52.15%
2018-09-30	137	0.11%	13.57%	27.58%	45.05%	52.16%
2018-06-30	134	0.20%	13.78%	27.63%	44.78%	51.61%
2018-03-31	132	0.05%	13.28%	25.81%	44.24%	51.26%
2017-12-31	123	0.05%	12.55%	24.98%	41.04%	48.29%
2017-09-30	125	0.04%	12.80%	25.17%	41.49%	48.79%
2017-06-30	121	0.03%	12.50%	23.93%	41.29%	47.62%
2017-03-31	118	0.05%	11.80%	24.11%	40.51%	47.64%
2016-12-31	113	0.03%	11.13%	22.94%	38.00%	46.95%
2016-09-30	113	0.03%	10.38%	22.92%	37.09%	47.29%
2016-06-30	111	0.02%	10.40%	22.04%	36.13%	45.41%
2016-03-31	108	0.00%	9.24%	20.74%	34.42%	45.09%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

Institution discovery

Search verified rankings by quarter

1,016 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	STATE BANK OF TEXAS	27074	98.87%	P100
#2	BANK OF NEW ENGLAND	24540	94.69%	P100
#3	MALAGA BANK FSB	32282	93.64%	P100
#4	GBANK	58626	91.32%	P100
#5	RIVER CITY BANK	18983	90.83%	P100
#6	AMALGAMATED BANK OF CHICAGO	903	90.50%	P100
#7	AMERICAN FIRST NATIONAL BANK	34656	88.46%	P99
#8	FIRST GENERAL BANK	58060	87.31%	P99
#9	METROPOLITAN COMMERCIAL BANK	34699	86.75%	P99
#10	COMMONWEALTH BUSINESS BANK	57873	86.29%	P99
#11	GOLDEN BANK NATIONAL ASSN	26223	85.89%	P99
#12	AMERICAN PRIDE BANK	58584	85.80%	P99
#13	AMBOY BANK	6423	85.49%	P99
#14	NORTHFIELD BANK	28710	85.47%	P99
#15	SOUTHWESTERN NATIONAL BANK	34319	84.70%	P99
#16	BANK OF WISCONSIN DELLS	15136	84.57%	P99
#17	UNITED BUSINESS BANK	57716	83.97%	P98
#18	COMMERCIAL BANK OF CA	57417	83.96%	P98
#19	OCEAN BANK	24156	83.29%	P98
#20	AMERASIA BANK	27267	83.24%	P98
#21	LAKESIDE BANK	19573	83.10%	P98
#22	PONCE BANK NATIONAL ASSN	31189	82.52%	P98
#23	FIVE STAR BANK	35361	82.31%	P98
#24	RIVER BANK	14995	82.30%	P98
#25	OPTIMUMBANK	35430	81.83%	P98
#26	NORTHEAST COMMUNITY BANK	29147	81.57%	P98
#27	SPENCER SAVINGS BANK SLA	30076	80.53%	P97
#28	WALLIS BANK	20845	78.70%	P97
#29	OAK VALLEY COMMUNITY BANK	33457	78.65%	P97
#30	POPPY BANK	57903	78.15%	P97
#31	ORANGE BANK&TRUST CO	12944	78.10%	P97
#32	BANK OF PRINCETON	58513	78.08%	P97
#33	INWOOD NATIONAL BANK	19080	78.05%	P97
#34	FARMERS&MERCHANTS BK LONG BE	1225	77.96%	P97
#35	MOODY NATIONAL BANK	3210	77.94%	P97
#36	MARQUETTE BANK	16250	77.91%	P97
#37	PROVIDENCE BANK&TRUST	57754	77.38%	P96
#38	TRI CITY NATIONAL BANK	18922	77.31%	P96
#39	BANK OF MARIN	32779	76.85%	P96
#40	BANK FIVE NINE	12517	76.70%	P96
#41	MAINSTREET BANK	57742	76.14%	P96
#42	ALMA BANK	58424	75.83%	P96
#43	CITIZENS BUSINESS BANK NA	21716	75.43%	P96
#44	GOLDEN STATE BANK	57585	75.19%	P96
#45	SECURITY BANK OF KANSAS CITY	4705	75.13%	P96
#46	PROVIDENCE BANK	58239	74.82%	P96
#47	CITY FIRST BANK NA	34352	74.51%	P95
#48	SVG BANK OF MENDOCINO COUNTY	8011	74.43%	P95
#49	WEST COAST COMMUNITY BANK	57591	74.42%	P95
#50	US METRO BANK	58310	74.41%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.