How is Bank equity to assets calculated?

RC 3210 / RC 2170. Null policy: abstain if missing.

What source schedule does Bank equity to assets come from?

RC, per official FFIEC Call Report instructions.

How many banks reported Bank equity to assets for 2026-06-30?

1053 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Capital · Versioned metric research

Bank equity to assets

Bank equity excludes noncontrolling interests; matched reporting bank. Quarter-end reported balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition42 quarters1053 current observationsRATIO unit

Calculation contract

`RC 3210 / RC 2170`

Source schedule: RC

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: RC 3210 / RC 2170Null policy: abstain if missing
v1 · 2016-01-01 to superseded: RC 3210 / RC 2170Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1053 banks' reported bank equity to assets values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Bank equity to assets — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	11.503 percent	No marker	None
2016-12-31	11.171 percent	No marker	None
2017-03-31	11.484 percent	No marker	None
2017-06-30	11.615 percent	No marker	None
2017-09-30	11.502 percent	No marker	None
2017-12-31	11.411 percent	No marker	None
2018-03-31	11.644 percent	No marker	None
2018-06-30	11.991 percent	No marker	None
2018-09-30	12.172 percent	No marker	None
2018-12-31	12.069 percent	No marker	None
2019-03-31	12.405 percent	No marker	None
2019-06-30	12.316 percent	No marker	None
2019-09-30	12.177 percent	No marker	None
2019-12-31	12.547 percent	No marker	None
2020-03-31	11.505 percent	No marker	None
2020-06-30	10.976 percent	No marker	None
2020-09-30	11.35 percent	No marker	None
2020-12-31	11.143 percent	No marker	None
2021-03-31	10.72 percent	No marker	None
2021-06-30	10.792 percent	No marker	None
2021-09-30	10.757 percent	No marker	None
2021-12-31	10.555 percent	No marker	None
2022-03-31	10.241 percent	No marker	None
2022-06-30	10.136 percent	No marker	None
2022-09-30	9.828 percent	No marker	None
2022-12-31	9.836 percent	No marker	None
2023-03-31	10.044 percent	No marker	None
2023-06-30	10.024 percent	No marker	None
2023-09-30	9.968 percent	No marker	None
2023-12-31	10.266 percent	No marker	None
2024-03-31	10.391 percent	No marker	None
2024-06-30	10.55 percent	No marker	None
2024-09-30	10.937 percent	No marker	None
2024-12-31	10.964 percent	No marker	None
2025-03-31	11.03 percent	No marker	None
2025-06-30	11.188 percent	No marker	None
2025-09-30	10.362 percent	No marker	None
2025-12-31	10.377 percent	No marker	None
2026-03-31	10.437 percent	No marker	None
2026-06-30	10.51 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Bank equity to assets across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,053 observations10.51% median9.20%–12.19% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,053	8.26%	9.20%	10.51%	12.19%	14.26%
2026-03-31	1,051	8.19%	9.13%	10.44%	12.02%	14.17%
2025-12-31	1,056	8.18%	9.09%	10.38%	12.06%	14.15%
2025-09-30	1,053	8.11%	9.03%	10.36%	12.00%	14.03%
2025-06-30	154	7.81%	9.48%	11.19%	12.70%	14.53%
2025-03-31	157	7.92%	9.44%	11.03%	12.72%	14.43%
2024-12-31	158	7.58%	9.11%	10.96%	12.52%	14.41%
2024-09-30	158	7.89%	9.12%	10.94%	12.42%	14.40%
2024-06-30	155	7.45%	8.92%	10.55%	12.30%	14.00%
2024-03-31	157	7.30%	8.59%	10.39%	12.21%	14.31%
2023-12-31	158	7.13%	8.61%	10.27%	12.18%	14.33%
2023-09-30	156	6.65%	8.34%	9.97%	11.81%	13.96%
2023-06-30	156	6.79%	8.44%	10.02%	11.72%	13.86%
2023-03-31	160	6.90%	8.44%	10.04%	11.73%	13.74%
2022-12-31	158	6.91%	8.21%	9.84%	11.71%	13.66%
2022-09-30	158	6.70%	8.16%	9.83%	11.53%	13.91%
2022-06-30	159	6.90%	8.56%	10.14%	11.69%	14.00%
2022-03-31	160	7.00%	8.73%	10.24%	11.89%	14.20%
2021-12-31	160	7.21%	9.10%	10.56%	12.29%	14.48%
2021-09-30	162	7.42%	9.04%	10.76%	12.43%	14.74%
2021-06-30	160	7.62%	9.15%	10.79%	12.82%	14.80%
2021-03-31	158	7.58%	9.13%	10.72%	12.58%	14.58%
2020-12-31	151	7.89%	9.27%	11.14%	13.08%	15.29%
2020-09-30	151	7.69%	9.40%	11.35%	13.15%	14.76%
2020-06-30	148	7.83%	9.40%	10.98%	13.23%	14.66%
2020-03-31	144	7.84%	9.49%	11.50%	13.96%	16.10%
2019-12-31	140	8.68%	10.21%	12.55%	14.61%	16.86%
2019-09-30	143	8.76%	10.34%	12.18%	14.50%	16.82%
2019-06-30	141	9.03%	10.30%	12.32%	14.37%	16.87%
2019-03-31	141	9.15%	10.35%	12.40%	14.23%	16.84%
2018-12-31	137	8.96%	10.19%	12.07%	13.97%	16.48%
2018-09-30	138	9.17%	10.31%	12.17%	13.83%	16.25%
2018-06-30	134	9.19%	10.31%	11.99%	13.64%	16.23%
2018-03-31	132	9.02%	10.23%	11.64%	13.74%	16.02%
2017-12-31	123	8.91%	10.18%	11.41%	13.56%	16.30%
2017-09-30	125	9.04%	10.12%	11.50%	13.77%	16.17%
2017-06-30	121	8.78%	10.16%	11.62%	13.82%	16.24%
2017-03-31	118	8.46%	9.89%	11.48%	13.57%	15.16%
2016-12-31	114	8.37%	9.59%	11.17%	13.01%	15.10%
2016-09-30	114	8.25%	9.53%	11.50%	13.16%	15.23%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1053	8.26%	9.20%	10.51%	12.19%	14.26%
2026-03-31	1051	8.19%	9.13%	10.44%	12.02%	14.17%
2025-12-31	1056	8.18%	9.09%	10.38%	12.06%	14.15%
2025-09-30	1053	8.11%	9.03%	10.36%	12.00%	14.03%
2025-06-30	154	7.81%	9.48%	11.19%	12.70%	14.53%
2025-03-31	157	7.92%	9.44%	11.03%	12.72%	14.43%
2024-12-31	158	7.58%	9.11%	10.96%	12.52%	14.41%
2024-09-30	158	7.89%	9.12%	10.94%	12.42%	14.40%
2024-06-30	155	7.45%	8.92%	10.55%	12.30%	14.00%
2024-03-31	157	7.30%	8.59%	10.39%	12.21%	14.31%
2023-12-31	158	7.13%	8.61%	10.27%	12.18%	14.33%
2023-09-30	156	6.65%	8.34%	9.97%	11.81%	13.96%
2023-06-30	156	6.79%	8.44%	10.02%	11.72%	13.86%
2023-03-31	160	6.90%	8.44%	10.04%	11.73%	13.74%
2022-12-31	158	6.91%	8.21%	9.84%	11.71%	13.66%
2022-09-30	158	6.70%	8.16%	9.83%	11.53%	13.91%
2022-06-30	159	6.90%	8.56%	10.14%	11.69%	14.00%
2022-03-31	160	7.00%	8.73%	10.24%	11.89%	14.20%
2021-12-31	160	7.21%	9.10%	10.56%	12.29%	14.48%
2021-09-30	162	7.42%	9.04%	10.76%	12.43%	14.74%
2021-06-30	160	7.62%	9.15%	10.79%	12.82%	14.80%
2021-03-31	158	7.58%	9.13%	10.72%	12.58%	14.58%
2020-12-31	151	7.89%	9.27%	11.14%	13.08%	15.29%
2020-09-30	151	7.69%	9.40%	11.35%	13.15%	14.76%
2020-06-30	148	7.83%	9.40%	10.98%	13.23%	14.66%
2020-03-31	144	7.84%	9.49%	11.50%	13.96%	16.10%
2019-12-31	140	8.68%	10.21%	12.55%	14.61%	16.86%
2019-09-30	143	8.76%	10.34%	12.18%	14.50%	16.82%
2019-06-30	141	9.03%	10.30%	12.32%	14.37%	16.87%
2019-03-31	141	9.15%	10.35%	12.40%	14.23%	16.84%
2018-12-31	137	8.96%	10.19%	12.07%	13.97%	16.48%
2018-09-30	138	9.17%	10.31%	12.17%	13.83%	16.25%
2018-06-30	134	9.19%	10.31%	11.99%	13.64%	16.23%
2018-03-31	132	9.02%	10.23%	11.64%	13.74%	16.02%
2017-12-31	123	8.91%	10.18%	11.41%	13.56%	16.30%
2017-09-30	125	9.04%	10.12%	11.50%	13.77%	16.17%
2017-06-30	121	8.78%	10.16%	11.62%	13.82%	16.24%
2017-03-31	118	8.46%	9.89%	11.48%	13.57%	15.16%
2016-12-31	114	8.37%	9.59%	11.17%	13.01%	15.10%
2016-09-30	114	8.25%	9.53%	11.50%	13.16%	15.23%
2016-06-30	112	8.68%	9.74%	11.50%	13.16%	15.06%
2016-03-31	109	8.39%	9.80%	11.53%	13.27%	15.14%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#1044GREEN DOT BK DBA BONNEVILLE5.82%
#1045CITIZENS BK PHILADELPHIA MS5.58%
#1046BESSEMER TRUST CO5.57%
#1047FIRST AMERICAN TRUST FSB5.56%
#1048USAA FEDERAL SAVINGS BANK5.48%
#1049PRINCIPAL BANK5.02%
#1050BANK OF LABOR4.61%
#1051CITIZENS BANK&TRUST4.11%
#1052BRANNEN BANK3.59%
#1053ANCHORAGE DIGITAL BANK NA2.26%

Institution discovery

Search verified rankings by quarter

1,053 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	WELLS FARGO TRUST CO NA	13718	95.65%	P100
#2	U S BANK TRUST CO NA	34588	91.63%	P100
#3	COMPUTERSHARE TRUST CO NA	34629	80.75%	P100
#4	BANK OF NY MELLON TR CO NA	23472	80.65%	P100
#5	BLACKROCK INSTL TR CO NA	32961	76.78%	P100
#6	SQUARE FINL SERVICES INC	59177	65.80%	P100
#7	MASPETH FS&LA	30303	34.92%	P99
#8	MONET BANK	32574	31.55%	P99
#9	WELLS FARGO BANK S CNTL NA	5146	30.12%	P99
#10	YAKIMA FS&LA	28116	27.66%	P99
#11	CREDIT ONE BANK NA	25620	27.10%	P99
#12	BANK OF UTICA	13397	25.96%	P99
#13	FIRST GENERAL BANK	58060	25.80%	P99
#14	DEUTSCHE BANK TR CO AMERICAS	623	24.53%	P99
#15	BEAL BANK USA	57833	23.91%	P99
#16	FIRST NATIONAL BANK	14712	23.44%	P99
#17	EVERTRUST BANK	34010	23.25%	P98
#18	FARMERS BANK&TRUST	17614	23.01%	P98
#19	AMERICAN MOMENTUM BANK	58309	22.15%	P98
#20	EMIGRANT BANK	57083	21.37%	P98
#21	MUTUALONE BANK	26395	21.12%	P98
#22	INTERNATIONAL BK OF COM	19629	20.27%	P98
#23	CAPE ANN SAVINGS BANK	90203	20.24%	P98
#24	FIDELITY BANK	28316	19.87%	P98
#25	NATIONAL EXCHANGE BANK&TRUST	10044	19.77%	P98
#26	BANK OF STOCKTON	1536	19.53%	P98
#27	FIRST SAVINGS BANK	32629	19.30%	P98
#28	WELLS FARGO NB WEST	27389	19.19%	P97
#29	ROSEDALE BANK	29613	18.78%	P97
#30	PROSPERITY BANK	16835	18.48%	P97
#31	TORRINGTON SAVINGS BANK	16636	18.33%	P97
#32	PIEDMONT FSB	27619	18.28%	P97
#33	JOHN DEERE FINANCIAL FSB	35237	17.96%	P97
#34	MERRICK BANK	34519	17.63%	P97
#35	INDUSTRIAL&COMMERCIAL BK CHI	24387	17.43%	P97
#36	CIBC BANK USA	33306	17.42%	P97
#37	CELTIC BANK	57056	17.40%	P97
#38	CENTENNIAL BANK	11241	17.18%	P96
#39	CEDAR RAPIDS BANK&TRUST CO	57244	16.86%	P96
#40	HOME FEDERAL BANK OF TN	29683	16.84%	P96
#41	NBKC BANK	35014	16.84%	P96
#42	WEBBANK	34404	16.73%	P96
#43	MALAGA BANK FSB	32282	16.71%	P96
#44	UNITED BANK	22858	16.69%	P96
#45	NORTHEAST COMMUNITY BANK	29147	16.66%	P96
#46	BANK OF NEW ENGLAND	24540	16.61%	P96
#47	GUARANTY BANK	58892	16.54%	P96
#48	STATE BANK OF TEXAS	27074	16.43%	P96
#49	STEARNS BANK NATIONAL ASSN	10988	16.33%	P95
#50	1ST FINANCIAL BANK USA	1673	16.23%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.