How is Domestic loans to domestic deposits calculated?

RC-C I RCON2122 / RC RCON2200. Null policy: abstain if missing.

What source schedule does Domestic loans to domestic deposits come from?

RC, per official FFIEC Call Report instructions.

Other · Versioned metric research

Domestic loans to domestic deposits

Domestic offices. Quarter-end reported balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition42 quarters1048 current observationsRATIO unit

Calculation contract

`RC-C I RCON2122 / RC RCON2200`

Source schedule: RC

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: RC-C I RCON2122 / RC RCON2200Null policy: abstain if missing
v1 · 2016-01-01 to superseded: RC 2122 / RC-E 2200Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1048 banks' reported domestic loans to domestic deposits values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Domestic loans to domestic deposits — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	87.674 percent	No marker	None
2016-12-31	87.138 percent	No marker	None
2017-03-31	87.245 percent	No marker	None
2017-06-30	89.367 percent	No marker	None
2017-09-30	90.745 percent	No marker	None
2017-12-31	89.841 percent	No marker	None
2018-03-31	90.198 percent	No marker	None
2018-06-30	91.313 percent	No marker	None
2018-09-30	91.972 percent	No marker	None
2018-12-31	89.998 percent	No marker	None
2019-03-31	90.962 percent	No marker	None
2019-06-30	92.05 percent	No marker	None
2019-09-30	90.634 percent	No marker	None
2019-12-31	89.831 percent	No marker	None
2020-03-31	88.495 percent	No marker	None
2020-06-30	84.47 percent	No marker	None
2020-09-30	82.057 percent	No marker	None
2020-12-31	78.612 percent	No marker	None
2021-03-31	75.83 percent	No marker	None
2021-06-30	74.16 percent	No marker	None
2021-09-30	72.409 percent	No marker	None
2021-12-31	70.789 percent	No marker	None
2022-03-31	71.711 percent	No marker	None
2022-06-30	75.823 percent	No marker	None
2022-09-30	78.985 percent	No marker	None
2022-12-31	80.962 percent	No marker	None
2023-03-31	82.895 percent	No marker	None
2023-06-30	83.729 percent	No marker	None
2023-09-30	82.699 percent	No marker	None
2023-12-31	83.068 percent	No marker	None
2024-03-31	82.882 percent	No marker	None
2024-06-30	83.357 percent	No marker	None
2024-09-30	82.753 percent	No marker	None
2024-12-31	82.686 percent	No marker	None
2025-03-31	82.621 percent	No marker	None
2025-06-30	83.77 percent	No marker	None
2025-09-30	86.627 percent	No marker	None
2025-12-31	87.029 percent	No marker	None
2026-03-31	86.604 percent	No marker	None
2026-06-30	87.545 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Domestic loans to domestic deposits across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,048 observations87.55% median76.67%–95.80% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,048	64.65%	76.67%	87.55%	95.80%	103.24%
2026-03-31	1,046	62.73%	75.96%	86.60%	95.37%	102.53%
2025-12-31	1,052	63.10%	75.74%	87.03%	95.58%	103.27%
2025-09-30	1,049	63.83%	76.23%	86.63%	95.24%	102.72%
2025-06-30	154	54.19%	73.22%	83.77%	90.18%	97.78%
2025-03-31	157	53.46%	73.39%	82.62%	89.60%	97.61%
2024-12-31	158	50.55%	72.39%	82.69%	89.66%	97.32%
2024-09-30	158	55.18%	73.63%	82.75%	91.00%	98.33%
2024-06-30	155	58.52%	74.25%	83.36%	92.45%	99.92%
2024-03-31	157	52.03%	73.25%	82.88%	92.87%	99.28%
2023-12-31	158	48.40%	73.69%	83.07%	93.23%	101.33%
2023-09-30	156	50.96%	74.84%	82.70%	93.67%	101.27%
2023-06-30	156	53.87%	74.57%	83.73%	94.61%	102.92%
2023-03-31	160	49.64%	73.52%	82.90%	96.31%	102.60%
2022-12-31	158	44.87%	70.96%	80.96%	92.14%	103.09%
2022-09-30	158	46.03%	68.16%	78.99%	91.12%	102.32%
2022-06-30	159	45.76%	63.61%	75.82%	89.52%	100.68%
2022-03-31	160	43.15%	61.37%	71.71%	84.51%	99.75%
2021-12-31	160	38.88%	60.48%	70.79%	83.66%	100.86%
2021-09-30	162	43.06%	60.40%	72.41%	82.04%	98.05%
2021-06-30	160	42.81%	63.48%	74.16%	82.89%	97.88%
2021-03-31	158	45.18%	66.82%	75.83%	84.61%	96.37%
2020-12-31	151	44.01%	68.99%	78.61%	88.20%	101.07%
2020-09-30	151	46.01%	71.29%	82.06%	91.21%	103.35%
2020-06-30	148	49.54%	73.49%	84.47%	92.22%	102.13%
2020-03-31	144	56.78%	76.57%	88.50%	97.82%	104.49%
2019-12-31	140	61.17%	80.02%	89.83%	97.43%	112.30%
2019-09-30	143	60.00%	81.03%	90.63%	97.52%	109.03%
2019-06-30	141	59.18%	81.81%	92.05%	97.75%	109.75%
2019-03-31	141	58.83%	81.49%	90.96%	97.46%	117.38%
2018-12-31	137	59.23%	79.93%	90.00%	97.41%	115.74%
2018-09-30	138	59.46%	82.30%	91.97%	97.89%	115.74%
2018-06-30	134	57.64%	81.05%	91.31%	99.29%	114.79%
2018-03-31	132	56.72%	79.76%	90.20%	97.17%	113.64%
2017-12-31	123	56.23%	78.28%	89.84%	96.87%	113.56%
2017-09-30	125	57.03%	79.07%	90.74%	97.96%	112.56%
2017-06-30	121	54.88%	77.28%	89.37%	97.92%	117.17%
2017-03-31	118	53.55%	75.58%	87.24%	96.96%	113.31%
2016-12-31	114	53.30%	73.63%	87.14%	97.56%	114.73%
2016-09-30	114	54.76%	74.73%	87.67%	98.73%	114.44%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1048	64.65%	76.67%	87.55%	95.80%	103.24%
2026-03-31	1046	62.73%	75.96%	86.60%	95.37%	102.53%
2025-12-31	1052	63.10%	75.74%	87.03%	95.58%	103.27%
2025-09-30	1049	63.83%	76.23%	86.63%	95.24%	102.72%
2025-06-30	154	54.19%	73.22%	83.77%	90.18%	97.78%
2025-03-31	157	53.46%	73.39%	82.62%	89.60%	97.61%
2024-12-31	158	50.55%	72.39%	82.69%	89.66%	97.32%
2024-09-30	158	55.18%	73.63%	82.75%	91.00%	98.33%
2024-06-30	155	58.52%	74.25%	83.36%	92.45%	99.92%
2024-03-31	157	52.03%	73.25%	82.88%	92.87%	99.28%
2023-12-31	158	48.40%	73.69%	83.07%	93.23%	101.33%
2023-09-30	156	50.96%	74.84%	82.70%	93.67%	101.27%
2023-06-30	156	53.87%	74.57%	83.73%	94.61%	102.92%
2023-03-31	160	49.64%	73.52%	82.90%	96.31%	102.60%
2022-12-31	158	44.87%	70.96%	80.96%	92.14%	103.09%
2022-09-30	158	46.03%	68.16%	78.99%	91.12%	102.32%
2022-06-30	159	45.76%	63.61%	75.82%	89.52%	100.68%
2022-03-31	160	43.15%	61.37%	71.71%	84.51%	99.75%
2021-12-31	160	38.88%	60.48%	70.79%	83.66%	100.86%
2021-09-30	162	43.06%	60.40%	72.41%	82.04%	98.05%
2021-06-30	160	42.81%	63.48%	74.16%	82.89%	97.88%
2021-03-31	158	45.18%	66.82%	75.83%	84.61%	96.37%
2020-12-31	151	44.01%	68.99%	78.61%	88.20%	101.07%
2020-09-30	151	46.01%	71.29%	82.06%	91.21%	103.35%
2020-06-30	148	49.54%	73.49%	84.47%	92.22%	102.13%
2020-03-31	144	56.78%	76.57%	88.50%	97.82%	104.49%
2019-12-31	140	61.17%	80.02%	89.83%	97.43%	112.30%
2019-09-30	143	60.00%	81.03%	90.63%	97.52%	109.03%
2019-06-30	141	59.18%	81.81%	92.05%	97.75%	109.75%
2019-03-31	141	58.83%	81.49%	90.96%	97.46%	117.38%
2018-12-31	137	59.23%	79.93%	90.00%	97.41%	115.74%
2018-09-30	138	59.46%	82.30%	91.97%	97.89%	115.74%
2018-06-30	134	57.64%	81.05%	91.31%	99.29%	114.79%
2018-03-31	132	56.72%	79.76%	90.20%	97.17%	113.64%
2017-12-31	123	56.23%	78.28%	89.84%	96.87%	113.56%
2017-09-30	125	57.03%	79.07%	90.74%	97.96%	112.56%
2017-06-30	121	54.88%	77.28%	89.37%	97.92%	117.17%
2017-03-31	118	53.55%	75.58%	87.24%	96.96%	113.31%
2016-12-31	114	53.30%	73.63%	87.14%	97.56%	114.73%
2016-09-30	114	54.76%	74.73%	87.67%	98.73%	114.44%
2016-06-30	112	55.78%	75.93%	89.02%	97.96%	117.30%
2016-03-31	109	52.67%	73.37%	86.80%	96.40%	116.38%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#1039AMERIPRISE BANK FSB10.99%
#1040JONESBORO STATE BANK6.29%
#1041EREBOR BANK N A1.92%
#1042GREEN DOT BK DBA BONNEVILLE0.81%
#1043SUMITOMO MITSUI TR BK U SA0.01%
#1044CHARLES SCHWAB PREMIER BK SS0.00%
#1045BANK OF NY MELLON TR CO NA0.00%
#1045FIRST AMERICAN TRUST FSB0.00%
#1045GREENE CNTY COMMERCIAL BANK0.00%
#1045CHARLES SCHWAB TRUST BANK0.00%

Institution discovery

Search verified rankings by quarter

1,048 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	JOHN DEERE FINANCIAL FSB	35237	314.52%	P100
#2	SQUARE FINL SERVICES INC	59177	248.97%	P100
#3	BEAL BANK USA	57833	238.96%	P100
#4	FIRST NB OF AMERICA	17438	161.84%	P100
#5	THIRD FS&LA OF CLEVELAND	30012	159.75%	P100
#6	COMENITY BANK	27499	157.73%	P100
#7	GREAT MIDWEST BANK SSB	29657	151.24%	P99
#8	HINGHAM INST FOR SVG	90211	150.46%	P99
#9	MASPETH FS&LA	30303	140.08%	P99
#10	CREDIT ONE BANK NA	25620	137.16%	P99
#11	BLUE FOUNDRY BANK	30052	135.72%	P99
#12	MIDFIRST BANK	4063	132.36%	P99
#13	MALAGA BANK FSB	32282	131.84%	P99
#14	FEDERAL SAVINGS BANK	35518	130.66%	P99
#15	NORTHPOINTE BANK	34953	129.28%	P99
#16	PONCE BANK NATIONAL ASSN	31189	127.26%	P99
#17	INSTITUTION SVG NEWBURYPORT&	90250	126.49%	P98
#18	WATERSTONE BANK SSB	28513	124.88%	P98
#19	GATEWAY FIRST BANK	15118	124.32%	P98
#20	NORTHEAST COMMUNITY BANK	29147	124.24%	P98
#21	NORTHEAST BANK	19690	123.04%	P98
#22	INDUSTRIAL&COMMERCIAL BK CHI	24387	122.90%	P98
#23	FINANCIAL FEDERAL BANK	31840	122.89%	P98
#24	UNITED BANKERS BANK	22180	122.72%	P98
#25	OLYMPIA FS&LA	28599	121.66%	P98
#26	MERCHANTS BANK OF INDIANA	8056	121.06%	P98
#27	IXONIA BANK	12514	120.71%	P98
#28	SACO&BIDDEFORD SVG INST	17743	119.23%	P97
#29	CAPITOL FEDERAL SAVINGS BANK	27981	118.47%	P97
#30	STEARNS BANK NATIONAL ASSN	10988	118.22%	P97
#31	NORTH AMERICAN SB FSB	29708	117.78%	P97
#32	BANKERS BANK	23537	117.73%	P97
#33	KISH BANK	14969	117.33%	P97
#34	CELTIC BANK	57056	117.30%	P97
#35	MERRICK BANK	34519	117.15%	P97
#36	EVERETT COOP BANK	26444	116.62%	P97
#37	BANK OF WASHINGTON	12627	116.09%	P97
#38	MEDALLION BANK	57449	116.00%	P96
#39	PARKE BANK	34888	115.22%	P96
#40	SYNCHRONY BANK	27314	114.88%	P96
#41	PROVIDENT SAVINGS BANK FSB	30879	113.27%	P96
#42	SALEM FIVE CENTS SB	23296	113.03%	P96
#43	RIVER BANK	14995	112.86%	P96
#44	FIRST GENERAL BANK	58060	112.71%	P96
#45	METRO CITY BANK	58181	112.28%	P96
#46	KENNEBEC SAVINGS BANK	17897	111.48%	P96
#47	CHELSEA GROTON BANK	18238	111.46%	P96
#48	AMERICAN STATE BANK	228	111.20%	P96
#49	CORNERSTONE CAPITAL BANK SSB	1213	109.99%	P95
#50	1ST SECURITY BANK OF WA	57633	109.14%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.