Versioned metric research
Reported loans divided by total deposits. Open official FFIEC instructions ↗
Calculation contract
RC 2122 / RC-E 2200Null policy: abstain if missing
Effective: 2016-01-01 to current
Accessible line chart
| Period | Value | Revision | Event |
|---|---|---|---|
| 2016-03-31 | 88.024 percent | No marker | None |
| 2016-06-30 | 89.906 percent | No marker | None |
| 2016-09-30 | 87.897 percent | No marker | None |
| 2016-12-31 | 87.93 percent | No marker | None |
| 2017-03-31 | 88.227 percent | No marker | None |
| 2017-06-30 | 90.278 percent | No marker | None |
| 2017-09-30 | 91.335 percent | No marker | None |
| 2017-12-31 | 90.709 percent | No marker | None |
| 2018-03-31 | 90.229 percent | No marker | None |
| 2018-06-30 | 91.682 percent | No marker | None |
| 2018-09-30 | 92.878 percent | No marker | None |
| 2018-12-31 | 91.223 percent | No marker | None |
| 2019-03-31 | 91.597 percent | No marker | None |
| 2019-06-30 | 92.407 percent | No marker | None |
| 2019-09-30 | 92.029 percent | No marker | None |
| 2019-12-31 | 90.36 percent | No marker | None |
| 2020-03-31 | 89.727 percent | No marker | None |
| 2020-06-30 | 84.632 percent | No marker | None |
| 2020-09-30 | 82.233 percent | No marker | None |
| 2020-12-31 | 78.667 percent | No marker | None |
| 2021-03-31 | 76.136 percent | No marker | None |
| 2021-06-30 | 74.242 percent | No marker | None |
| 2021-09-30 | 72.907 percent | No marker | None |
| 2021-12-31 | 71.018 percent | No marker | None |
| 2022-03-31 | 71.811 percent | No marker | None |
| 2022-06-30 | 76.431 percent | No marker | None |
| 2022-09-30 | 79.34 percent | No marker | None |
| 2022-12-31 | 82.494 percent | No marker | None |
| 2023-03-31 | 83.171 percent | No marker | None |
| 2023-06-30 | 83.899 percent | No marker | None |
| 2023-09-30 | 83.239 percent | No marker | None |
| 2023-12-31 | 83.334 percent | No marker | None |
| 2024-03-31 | 83.449 percent | No marker | None |
| 2024-06-30 | 84.659 percent | No marker | None |
| 2024-09-30 | 83.096 percent | No marker | None |
| 2024-12-31 | 82.754 percent | No marker | None |
| 2025-03-31 | 83.13 percent | No marker | None |
| 2025-06-30 | 84.195 percent | No marker | None |
| 2025-09-30 | 82.904 percent | No marker | None |
| 2025-12-31 | 82.206 percent | No marker | None |
| 2026-03-31 | 83.813 percent | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no animation.
Current distribution
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 154 | 58.51% | 72.74% | 83.81% | 90.74% | 98.19% |
| 2025-12-31 | 152 | 55.97% | 71.60% | 82.21% | 90.57% | 97.51% |
| 2025-09-30 | 154 | 57.02% | 73.10% | 82.90% | 90.37% | 97.34% |
| 2025-06-30 | 154 | 57.33% | 73.58% | 84.19% | 90.18% | 97.78% |
| 2025-03-31 | 157 | 56.23% | 73.81% | 83.13% | 89.67% | 97.93% |
| 2024-12-31 | 158 | 53.95% | 73.31% | 82.75% | 89.66% | 97.37% |
| 2024-09-30 | 158 | 56.92% | 74.88% | 83.10% | 91.32% | 98.33% |
| 2024-06-30 | 155 | 58.52% | 75.50% | 84.66% | 92.59% | 99.92% |
| 2024-03-31 | 157 | 54.22% | 73.80% | 83.45% | 93.06% | 99.28% |
| 2023-12-31 | 158 | 49.89% | 74.38% | 83.33% | 93.23% | 101.46% |
| 2023-09-30 | 156 | 53.77% | 74.93% | 83.24% | 94.10% | 102.24% |
| 2023-06-30 | 156 | 56.85% | 75.74% | 83.90% | 94.61% | 102.92% |
| 2023-03-31 | 160 | 54.95% | 73.96% | 83.17% | 96.31% | 102.63% |
| 2022-12-31 | 158 | 46.11% | 71.05% | 82.49% | 92.14% | 103.09% |
| 2022-09-30 | 158 | 46.03% | 68.52% | 79.34% | 91.56% | 102.32% |
| 2022-06-30 | 159 | 46.03% | 64.81% | 76.43% | 90.00% | 100.68% |
| 2022-03-31 | 160 | 43.49% | 62.28% | 71.81% | 84.64% | 99.75% |
| 2021-12-31 | 160 | 38.88% | 61.23% | 71.02% | 83.81% | 100.86% |
| 2021-09-30 | 162 | 43.19% | 62.28% | 72.91% | 82.34% | 98.05% |
| 2021-06-30 | 160 | 42.81% | 64.17% | 74.24% | 83.03% | 97.88% |
| 2021-03-31 | 158 | 47.63% | 67.79% | 76.14% | 86.21% | 96.58% |
| 2020-12-31 | 151 | 44.65% | 69.79% | 78.67% | 89.20% | 101.07% |
| 2020-09-30 | 151 | 48.50% | 71.89% | 82.23% | 91.55% | 103.35% |
| 2020-06-30 | 148 | 51.81% | 74.10% | 84.63% | 92.83% | 102.78% |
| 2020-03-31 | 144 | 57.16% | 77.67% | 89.73% | 97.92% | 107.70% |
| 2019-12-31 | 140 | 61.44% | 80.40% | 90.36% | 97.65% | 112.49% |
| 2019-09-30 | 143 | 60.01% | 82.47% | 92.03% | 98.48% | 113.69% |
| 2019-06-30 | 141 | 59.20% | 83.12% | 92.41% | 98.23% | 110.01% |
| 2019-03-31 | 141 | 59.75% | 81.97% | 91.60% | 97.85% | 117.87% |
| 2018-12-31 | 137 | 60.38% | 81.84% | 91.22% | 97.95% | 117.62% |
| 2018-09-30 | 138 | 60.52% | 82.58% | 92.88% | 98.70% | 116.23% |
| 2018-06-30 | 134 | 57.64% | 81.44% | 91.68% | 99.37% | 118.80% |
| 2018-03-31 | 132 | 57.74% | 80.13% | 90.23% | 97.75% | 119.86% |
| 2017-12-31 | 123 | 56.56% | 78.28% | 90.71% | 97.41% | 116.85% |
| 2017-09-30 | 125 | 58.57% | 79.07% | 91.34% | 98.15% | 114.89% |
| 2017-06-30 | 121 | 54.88% | 77.28% | 90.28% | 98.77% | 118.23% |
| 2017-03-31 | 118 | 53.91% | 75.58% | 88.23% | 97.52% | 120.89% |
| 2016-12-31 | 114 | 54.51% | 74.37% | 87.93% | 99.05% | 116.91% |
| 2016-09-30 | 114 | 54.97% | 74.75% | 87.90% | 99.07% | 116.03% |
| 2016-06-30 | 112 | 56.00% | 76.11% | 89.91% | 98.17% | 118.45% |
| 2016-03-31 | 109 | 52.82% | 74.65% | 88.02% | 97.23% | 117.52% |
Institution drilldown
Institution drilldown
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.