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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,002,688 | 874,217 | 750,706 | 1.91 | 15.60 | 2.66 |
| 2020-03-31 | 1,018,809 | 892,852 | 736,853 | 1.39 | 11.81 | 2.38 |
| 2020-06-30 | 1,064,376 | 937,293 | 775,364 | 1.29 | 11.05 | 2.35 |
| 2020-09-30 | 1,090,885 | 951,604 | 720,769 | 2.27 | 19.25 | 2.33 |
| 2020-12-31 | 1,091,948 | 948,311 | 617,701 | 3.18 | 26.54 | 2.29 |
| 2021-03-31 | 1,148,053 | 998,354 | 635,589 | 3.19 | 25.57 | 1.97 |
| 2021-06-30 | 1,109,340 | 961,634 | 627,381 | 3.00 | 24.01 | 2.05 |
| 2021-09-30 | 1,143,273 | 990,479 | 622,250 | 2.84 | 22.75 | 2.14 |
| 2021-12-31 | 1,133,661 | 982,923 | 487,601 | 2.86 | 22.80 | 2.08 |
| 2022-03-31 | 1,120,530 | 973,994 | 489,605 | 0.63 | 4.96 | 1.72 |
| 2022-06-30 | 1,105,185 | 955,661 | 500,990 | 1.05 | 8.20 | 1.85 |
| 2022-09-30 | 1,096,656 | 945,282 | 651,195 | 1.17 | 9.04 | 2.16 |
| 2022-12-31 | 1,060,078 | 910,672 | 833,640 | 1.22 | 9.34 | 2.46 |
| 2023-03-31 | 1,031,713 | 879,563 | 865,007 | 1.80 | 12.94 | 3.09 |
| 2023-06-30 | 1,050,655 | 896,727 | 899,843 | 1.81 | 12.90 | 3.10 |
| 2023-09-30 | 1,083,560 | 932,269 | 943,054 | 1.70 | 12.29 | 2.85 |
| 2023-12-31 | 1,129,095 | 976,125 | 960,958 | 1.49 | 10.88 | 2.72 |
| 2024-03-31 | 1,182,806 | 1,029,518 | 976,910 | 1.02 | 7.98 | 2.17 |
| 2024-06-30 | 1,233,951 | 1,079,220 | 1,035,277 | 1.01 | 8.03 | 2.24 |
| 2024-09-30 | 1,281,805 | 1,122,367 | 1,072,367 | 1.19 | 9.63 | 2.27 |
| 2024-12-31 | 1,318,382 | 1,158,626 | 1,064,722 | 1.14 | 9.27 | 2.29 |
| 2025-03-31 | 1,341,864 | 1,184,669 | 1,062,680 | 1.37 | 11.88 | 2.42 |
| 2025-06-30 | 1,347,887 | 1,186,913 | 1,067,013 | 1.42 | 12.31 | 2.54 |
| 2025-09-30 | 1,347,176 | 1,187,425 | 1,132,021 | 1.71 | 14.84 | 2.65 |
| 2025-12-31 | 1,356,947 | 1,195,463 | 1,120,164 | 1.68 | 14.58 | 2.71 |
| 2026-03-31 | 1,381,983 | 1,215,671 | 1,082,120 | 2.06 | 17.84 | 2.97 |
| 2026-06-30 | 1,394,713 | 1,229,875 | 1,082,971 | 2.00 | 17.42 | 2.99 |
13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1983-10-01 | 1 | 840970 | 727174 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.