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Regulatory profile
West Chester, OH · FDIC certificate #27998 · RSSD 727174
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.1B | 2.00% | 17.42% | 2.99% |
| 2026-03-31 | $1.4B | $1.2B | $1.1B | 2.06% | 17.84% | 2.97% |
| 2025-12-31 | $1.4B | $1.2B | $1.1B | 1.68% | 14.58% | 2.71% |
| 2025-09-30 | $1.3B | $1.2B | $1.1B | 1.71% | 14.84% | 2.65% |
| 2025-06-30 | $1.3B | $1.2B | $1.1B | 1.42% | 12.31% | 2.54% |
| 2025-03-31 | $1.3B | $1.2B | $1.1B | 1.37% | 11.88% | 2.42% |
| 2024-12-31 | $1.3B | $1.2B | $1.1B | 1.14% | 9.27% | 2.29% |
| 2024-09-30 | $1.3B | $1.1B | $1.1B | 1.19% | 9.63% | 2.27% |
| 2024-06-30 | $1.2B | $1.1B | $1.0B | 1.01% | 8.03% | 2.24% |
| 2024-03-31 | $1.2B | $1.0B | $1.0B | 1.02% | 7.98% | 2.17% |
| 2023-12-31 | $1.1B | $1.0B | $1.0B | 1.49% | 10.88% | 2.72% |
| 2023-09-30 | $1.1B | $0.9B | $0.9B | 1.70% | 12.29% | 2.85% |
| 2023-06-30 | $1.1B | $0.9B | $0.9B | 1.81% | 12.90% | 3.10% |
| 2023-03-31 | $1.0B | $0.9B | $0.9B | 1.80% | 12.94% | 3.09% |
| 2022-12-31 | $1.1B | $0.9B | $0.8B | 1.22% | 9.34% | 2.46% |
| 2022-09-30 | $1.1B | $0.9B | $0.7B | 1.17% | 9.04% | 2.16% |
| 2022-06-30 | $1.1B | $1.0B | $0.5B | 1.05% | 8.20% | 1.85% |
| 2022-03-31 | $1.1B | $1.0B | $0.5B | 0.63% | 4.96% | 1.72% |
| 2021-12-31 | $1.1B | $1.0B | $0.5B | 2.86% | 22.80% | 2.08% |
| 2021-09-30 | $1.1B | $1.0B | $0.6B | 2.84% | 22.75% | 2.14% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 3.00% | 24.01% | 2.05% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 3.19% | 25.57% | 1.97% |
| 2020-12-31 | $1.1B | $0.9B | $0.6B | 3.18% | 26.54% | 2.29% |
| 2020-09-30 | $1.1B | $1.0B | $0.7B | 2.27% | 19.25% | 2.33% |
| 2020-06-30 | $1.1B | $0.9B | $0.8B | 1.29% | 11.05% | 2.35% |
| 2020-03-31 | $1.0B | $0.9B | $0.7B | 1.39% | 11.81% | 2.38% |
| 2019-09-30 | $1.0B | $0.9B | $0.8B | 1.91% | 15.60% | 2.66% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3827927 · 2011-07-21 to current
Unmatched RSSD entityRSSD 3827927 · 1996-04-04 to 2011-07-20
1983-10-01RSSD 840970 → 727174 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.