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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Aberdeen, MD · FDIC certificate #19101
HARFORD BANK is an FDIC-insured institution based in Aberdeen, MD (FDIC certificate #19101). In its Q3 2026 Call Report it reported total assets of $799M, total deposits of $713M and net loans of $599M. Its primary federal regulator is FDIC.
Reported facts
HARFORD BANK (FDIC certificate #19101) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $799M |
|---|---|
| Total deposits | $713M |
| Net loans and leases | $599M |
| Return on assets | 1.05% |
| Return on equity | 10.82% |
| Net interest margin | 3.94% |
| Quarterly asset change | 2.93% |
| Quarterly deposit change | 3.01% |
Plain-language readout
HARFORD BANK in Aberdeen, MD reported total assets of $799M, total deposits of $713M and net loans of $599M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.05%, a return on equity of 10.82%, a net interest margin of 3.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $799M | $713M | $599M | 1.05% | 10.82% | 3.94% |
| Q2 2026 | $777M | $693M | $577M | 1.09% | 11.15% | 3.89% |
| Q1 2026 | $732M | $654M | $553M | 0.99% | 10.06% | 3.80% |
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