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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Aberdeen, MD · FDIC certificate #19101
HARFORD BANK is an FDIC-insured institution based in Aberdeen, MD (FDIC certificate #19101). In its Q3 2026 Call Report it reported total assets of $799M, total deposits of $713M and net loans of $599M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HARFORD BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $713M |
|---|---|
| Net loans and leases | $599M |
Plain-language readout
HARFORD BANK in Aberdeen, MD funds its loans with $713M of deposits and holds $599M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HARFORD BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 83.93% in Q3 2026, against 84.53% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $599M | $713M | 83.93% |
| Q2 2026 | $577M | $693M | 83.31% |
| Q1 2026 | $553M | $654M | 84.53% |