Regulatory profile
San Marcos, CA · FDIC certificate #25803
HATCH BANK is an FDIC-insured institution based in San Marcos, CA (FDIC certificate #25803). In its Q3 2026 Call Report it reported total assets of $179M, total deposits of $9M and net loans of $106M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HATCH BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $9M |
|---|---|
| Net loans and leases | $106M |
Plain-language readout
HATCH BANK in San Marcos, CA funds its loans with $9M of deposits and holds $106M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HATCH BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 1136.25% in Q3 2026, against 206.61% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $106M | $9M | 1136.25% |
| Q2 2026 | $110M | $41M | 266.15% |
| Q1 2026 | $118M | $57M | 206.61% |