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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Land O' Lakes, WI · FDIC certificate #9035
HEADWATERS STATE BANK is an FDIC-insured institution based in Land O' Lakes, WI (FDIC certificate #9035). In its Q3 2026 Call Report it reported total assets of $127M, total deposits of $108M and net loans of $79M. Its primary federal regulator is FDIC.
Plain-language readout
No period-matched peer percentiles are published for HEADWATERS STATE BANK in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of HEADWATERS STATE BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.