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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Edgeley, ND · FDIC certificate #3919
HEARTLAND STATE BANK is an FDIC-insured institution based in Edgeley, ND (FDIC certificate #3919). In its Q3 2026 Call Report it reported total assets of $75M, total deposits of $67M and net loans of $29M. Its primary federal regulator is FDIC.
Reported facts
HEARTLAND STATE BANK (FDIC certificate #3919) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $75M |
|---|---|
| Total deposits | $67M |
| Net loans and leases | $29M |
| Return on assets | 0.99% |
| Return on equity | 11.02% |
| Net interest margin | 3.43% |
| Quarterly asset change | -1.51% |
| Quarterly deposit change | -1.82% |
Plain-language readout
HEARTLAND STATE BANK in Edgeley, ND reported total assets of $75M, total deposits of $67M and net loans of $29M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.99%, a return on equity of 11.02%, a net interest margin of 3.43%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $75M | $67M | $29M | 0.99% | 11.02% | 3.43% |
| Q2 2026 | $76M | $68M | $29M | 0.67% | 7.58% | 3.05% |
| Q1 2026 | $78M | $70M | $29M | 0.46% | 5.18% | 2.93% |
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