Regulatory profile
Redfield, SD · FDIC certificate #9007
HEARTLAND STATE BANK is an FDIC-insured institution based in Redfield, SD (FDIC certificate #9007). In its Q3 2026 Call Report it reported total assets of $155M, total deposits of $133M and net loans of $122M. Its primary federal regulator is FDIC.
Reported facts
HEARTLAND STATE BANK (FDIC certificate #9007) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $155M |
|---|---|
| Total deposits | $133M |
| Net loans and leases | $122M |
| Return on assets | 2.53% |
| Return on equity | 27.68% |
| Net interest margin | 5.27% |
| Quarterly asset change | 0.33% |
| Quarterly deposit change | -1.21% |
Plain-language readout
HEARTLAND STATE BANK in Redfield, SD reported total assets of $155M, total deposits of $133M and net loans of $122M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.53%, a return on equity of 27.68%, a net interest margin of 5.27%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $155M | $133M | $122M | 2.53% | 27.68% | 5.27% |
| Q2 2026 | $154M | $135M | $121M | 2.43% | 26.57% | 5.25% |
| Q1 2026 | $156M | $135M | $117M | 2.20% | 24.39% | 5.11% |
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