Regulatory profile
Cedar Rapids, IA · FDIC certificate #18463
HERITAGE BANK is an FDIC-insured institution based in Cedar Rapids, IA (FDIC certificate #18463). In its Q3 2026 Call Report it reported total assets of $835M, total deposits of $343M and net loans of $629M. Its primary federal regulator is OCC.
Plain-language readout
No period-matched peer percentiles are published for HERITAGE BANK in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of HERITAGE BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.