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Regulatory profile
FDIC certificate #29012 · RSSD 881478
HERITAGE BANK is an FDIC-insured institution (FDIC certificate #29012). In its Q2 2026 Call Report it reported total assets of $8.4B, total deposits of $7.0B and net loans of $5.7B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HERITAGE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.34% |
|---|---|
| Equity to assets | 13.32% |
| Noncurrent loans ratio | 0.27% |
| Nonaccrual loans ratio | 0.27% |
| Loan to deposit ratio | 81.61% |
| Liquid assets ratio | 21.81% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $7.0B |
| Net loans and leases | $5.7B |