Regulatory profile
Salida, CO · FDIC certificate #29783
HIGH COUNTRY BANK is an FDIC-insured institution based in Salida, CO (FDIC certificate #29783). In its Q3 2026 Call Report it reported total assets of $547M, total deposits of $470M and net loans of $451M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for HIGH COUNTRY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $470M |
|---|---|
| Net loans and leases | $451M |
Plain-language readout
HIGH COUNTRY BANK in Salida, CO funds its loans with $470M of deposits and holds $451M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HIGH COUNTRY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 95.79% in Q3 2026, against 100.49% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $451M | $470M | 95.79% |
| Q2 2026 | $441M | $450M | 97.79% |
| Q1 2026 | $440M | $438M | 100.49% |