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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Saint Paul, MN · FDIC certificate #16111
HIGHLAND BANK is an FDIC-insured institution based in Saint Paul, MN (FDIC certificate #16111). In its Q3 2026 Call Report it reported total assets of $756M, total deposits of $687M and net loans of $546M. Its primary federal regulator is FDIC.
Reported facts
HIGHLAND BANK (FDIC certificate #16111) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $756M |
|---|---|
| Total deposits | $687M |
| Net loans and leases | $546M |
| Return on assets | -0.52% |
| Return on equity | -7.32% |
| Net interest margin | 4.00% |
| Quarterly asset change | -2.53% |
| Quarterly deposit change | 0.42% |
Plain-language readout
HIGHLAND BANK in Saint Paul, MN reported total assets of $756M, total deposits of $687M and net loans of $546M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.52%, a return on equity of -7.32%, a net interest margin of 4.00%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $756M | $687M | $546M | -0.52% | -7.32% | 4.00% |
| Q2 2026 | $776M | $684M | $549M | 0.04% | 0.56% | 3.94% |
| Q1 2026 | $770M | $671M | $538M | 0.30% | 3.96% | 3.88% |
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