Regulatory profile
Highland, WI · FDIC certificate #6198
HIGHLAND STATE BANK is an FDIC-insured institution based in Highland, WI (FDIC certificate #6198). In its Q3 2026 Call Report it reported total assets of $44M, total deposits of $38M and net loans of $18M. Its primary federal regulator is FDIC.
Reported facts
HIGHLAND STATE BANK (FDIC certificate #6198) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $44M |
|---|---|
| Total deposits | $38M |
| Net loans and leases | $18M |
| Return on assets | 1.26% |
| Return on equity | 10.68% |
| Net interest margin | 3.54% |
| Quarterly asset change | -1.75% |
| Quarterly deposit change | -2.22% |
Plain-language readout
HIGHLAND STATE BANK in Highland, WI reported total assets of $44M, total deposits of $38M and net loans of $18M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.26%, a return on equity of 10.68%, a net interest margin of 3.54%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $44M | $38M | $18M | 1.26% | 10.68% | 3.54% |
| Q2 2026 | $45M | $39M | $17M | 1.28% | 11.09% | 3.49% |
| Q1 2026 | $47M | $41M | $18M | 1.38% | 12.27% | 3.39% |
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