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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Hastings, MI · FDIC certificate #11407
HIGHPOINT COMMUNITY BANK is an FDIC-insured institution based in Hastings, MI (FDIC certificate #11407). In its Q3 2026 Call Report it reported total assets of $627M, total deposits of $546M and net loans of $362M. Its primary federal regulator is FDIC.
Reported facts
HIGHPOINT COMMUNITY BANK (FDIC certificate #11407) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $627M |
|---|---|
| Total deposits | $546M |
| Net loans and leases | $362M |
| Return on assets | 0.22% |
| Return on equity | 2.37% |
| Net interest margin | 1.41% |
| Quarterly asset change | 5.92% |
| Quarterly deposit change | 1.05% |
Plain-language readout
HIGHPOINT COMMUNITY BANK in Hastings, MI reported total assets of $627M, total deposits of $546M and net loans of $362M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.22%, a return on equity of 2.37%, a net interest margin of 1.41%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $627M | $546M | $362M | 0.22% | 2.37% | 1.41% |
| Q2 2026 | $592M | $540M | $368M | 0.80% | 9.91% | 3.37% |
| Q1 2026 | $597M | $546M | $366M | 0.70% | 8.80% | 3.22% |
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