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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Shreveport, LA · FDIC certificate #27654
HOME FEDERAL BANK is an FDIC-insured institution based in Shreveport, LA (FDIC certificate #27654). In its Q3 2026 Call Report it reported total assets of $656M, total deposits of $576M and net loans of $485M. Its primary federal regulator is OCC.
Plain-language readout
HOME FEDERAL BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $656M in Q3 2026 and were lowest at $642M in Q1 2026.
Total deposits were highest at $579M in Q2 2026 and lowest at $576M in Q1 2026.
Over the whole period total assets rose 2.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $656M | $576M | $485M | 1.17% | 12.32% | 3.83% |
| Q2 2026 | $644M | $579M | $477M | 1.07% | 11.26% | 3.79% |
| Q1 2026 | $642M | $576M | $482M | 1.09% | 11.43% | 3.71% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $32.4M | $26.5M | +$5.9M | +22.2% |
| Federal funds sold | $1.9M | $2.5M | -$525K | -21.4% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $99.1M | $97.7M | +$1.3M | +1.4% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $1.7M | $2.7M | -$1.1M | -39.8% |
| Net loans and leases (after allowance) | $475.5M | $478.9M | -$3.4M | -0.7% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $17.0M | $16.5M | +$453K | +2.7% |
| Other real estate owned | $614K | $814K | -$200K | -24.6% |
| Investments in unconsolidated subsidiaries and associated companies | $118K | $118K | $0K | 0.0% |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $3.7M | $3.7M | -$35K | -0.9% |
| All other assets | $12.2M | $12.4M | -$262K | -2.1% |
| Total assets | $644.0M | $641.9M | +$2.1M | +0.3% |
| Liabilities | ||||
| Total deposits | $579.1M | $575.9M | +$3.2M | +0.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $2.0M | -$2.0M | -100.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.8M | $3.5M | +$312K | +9.0% |
| Total liabilities | $582.9M | $581.4M | +$1.5M | +0.3% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $15.3M | $15.3M | $0K | 0.0% |
| Surplus | $0K | $0K | $0K | n/a |
| Retained earnings | $47.7M | $47.0M | +$687K | +1.5% |
| Accumulated other comprehensive income | -$1.9M | -$1.8M | -$63K | -3.5% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $61.2M | $60.5M | +$624K | +1.0% |
| Credit and capital | ||||
| Gross nonperforming assets | $3.7M | $4.2M | -$547K | -13.0% |
| Adjusted nonperforming assets | $3.5M | $4.1M | -$547K | -13.4% |
| Tangible equity plus allowance | $62.4M | $61.6M | +$835K | +1.4% |
| Texas ratio (gross) | 5.85% | 6.81% | -0.97 pts | See points |
| Texas ratio (adjusted) | 5.66% | 6.62% | -0.96 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 5.67% | 6.64% | -0.96 pts | See points |
| Tier 1 capital to risk-weighted assets | 13.11% | 13.05% | +0.06 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 13.11% | 13.05% | +0.06 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.09% | 1.06% | +0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 14.20% | 14.10% | +0.09 pts | See points |
| Tier 1 leverage (approximate) | 9.29% | 9.44% | -0.15 pts | See points |
| Construction and land loans to total capital | 87.56% | 89.32% | -1.77 pts | See points |
| Commercial real estate to total capital | 208.23% | 209.39% | -1.15 pts | See points |
| Dividend payout, year to date | 58.58% | 57.94% | +0.64 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -18.74% | -19.32% | +0.58 pts | See points |
| Liquidity | ||||
| Core deposits | $514.3M | $516.3M | -$2.0M | -0.4% |
| Non-core funding | $64.7M | $61.6M | +$3.1M | +5.1% |
| Loans to core deposits | 93.40% | 93.68% | -0.28 pts | See points |
| Loans to deposits | 82.96% | 83.99% | -1.02 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 22.60% | 23.42% | -0.83 pts | See points |
| Loans pledged, share of loans | 36.16% | 35.99% | +0.17 pts | See points |
| Volatile liabilities | $64.7M | $61.6M | +$3.1M | +5.1% |
| Earnings | ||||
| Earnings before provision, year to date | $4.7M | $2.4M | +$2.4M | +99.4% |
| Earnings before provision, single quarter | $2.4M | $2.4M | -$15K | -0.6% |
| Provision for credit losses, year to date | $442K | $269K | +$173K | +64.3% |
| Yield and cost | ||||
| Yield on loans and leases | 6.32% | 6.15% | +0.18 pts | See points |
| Yield on interest-bearing balances due from banks | 3.62% | 3.05% | +0.57 pts | See points |
| Total interest income to average assets | 5.23% | 5.14% | +0.09 pts | See points |
| Cost of interest-bearing transaction accounts | 1.10% | 1.17% | -0.07 pts | See points |
| Cost of savings and money market deposits | 1.66% | 1.63% | +0.03 pts | See points |
| Cost of time deposits | 3.31% | 3.30% | +0.01 pts | See points |
| Total interest expense to average assets | 1.62% | 1.63% | -0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $656M | $576M | $485M | 1.17% | 12.32% | 3.83% |
| 2026-06-30 | $644M | $579M | $477M | 1.07% | 11.26% | 3.79% |
| 2026-03-31 | $642M | $576M | $482M | 1.09% | 11.43% | 3.71% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| LA | $547.9M | 0.41% | 35 | Continuing · -0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.