Regulatory profile
Litchfield, MN · FDIC certificate #9745
HOME STATE BANK is an FDIC-insured institution based in Litchfield, MN (FDIC certificate #9745). In its Q3 2026 Call Report it reported total assets of $224M, total deposits of $199M and net loans of $124M. Its primary federal regulator is FDIC.
Plain-language readout
HOME STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $224M in Q3 2026 and were lowest at $219M in Q2 2026.
Total deposits were highest at $199M in Q3 2026 and lowest at $194M in Q2 2026.
Over the whole period total assets rose 0.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $224M | $199M | $124M | 1.19% | 16.51% | 3.96% |
| Q2 2026 | $219M | $194M | $121M | 1.18% | 15.41% | 3.97% |
| Q1 2026 | $224M | $198M | $120M | 1.16% | 15.49% | 3.95% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $224M | $199M | $124M | 1.19% | 16.51% | 3.96% |
| 2026-06-30 | $219M | $194M | $121M | 1.18% | 15.41% | 3.97% |
| 2026-03-31 | $224M | $198M | $120M | 1.16% | 15.49% | 3.95% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $178.7M | 0.06% | 146 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.