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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,623,685 | 1,886,621 | 1,709,004 | 0.88 | 8.26 | 3.41 |
| 2016-06-30 | 2,913,210 | 2,087,737 | 1,931,411 | 0.92 | 8.67 | 3.38 |
| 2016-09-30 | 3,308,763 | 2,343,041 | 2,183,364 | 0.91 | 8.34 | 3.44 |
| 2016-12-31 | 3,133,166 | 2,480,811 | 2,129,236 | 0.89 | 7.89 | 3.37 |
| 2017-03-31 | 3,164,056 | 2,453,962 | 2,133,688 | 1.11 | 9.04 | 3.75 |
| 2017-06-30 | 3,313,617 | 2,433,404 | 2,256,427 | 1.14 | 9.44 | 3.78 |
| 2017-09-30 | 3,514,826 | 2,621,672 | 2,413,855 | 1.09 | 9.01 | 3.76 |
| 2017-12-31 | 3,958,360 | 2,894,363 | 2,818,694 | 1.02 | 8.35 | 3.76 |
| 2018-03-31 | 3,964,469 | 2,946,060 | 2,842,292 | 1.34 | 10.80 | 3.82 |
| 2018-06-30 | 4,063,156 | 3,030,925 | 2,910,445 | 1.40 | 11.30 | 3.79 |
| 2018-09-30 | 4,136,446 | 3,149,136 | 2,941,568 | 1.38 | 11.22 | 3.77 |
| 2018-12-31 | 4,241,335 | 3,170,029 | 2,996,550 | 1.36 | 11.18 | 3.73 |
| 2019-03-31 | 5,045,480 | 3,920,539 | 3,605,215 | 0.98 | 8.02 | 3.34 |
| 2019-06-30 | 5,097,415 | 3,970,674 | 3,649,549 | 1.20 | 9.75 | 3.59 |
| 2019-09-30 | 5,189,130 | 3,972,994 | 3,649,729 | 1.37 | 11.08 | 3.69 |
| 2019-12-31 | 5,236,417 | 3,981,962 | 3,623,262 | 1.40 | 11.30 | 3.68 |
| 2020-03-31 | 5,340,397 | 3,920,631 | 3,665,104 | 0.93 | 7.49 | 3.52 |
| 2020-06-30 | 5,729,079 | 4,432,910 | 3,939,205 | 1.01 | 8.39 | 3.51 |
| 2020-09-30 | 5,775,874 | 4,462,846 | 3,987,100 | 1.19 | 10.03 | 3.50 |
| 2020-12-31 | 5,874,671 | 4,658,177 | 3,823,894 | 1.30 | 11.05 | 3.49 |
| 2021-03-31 | 6,035,575 | 4,849,189 | 3,615,048 | 1.44 | 12.64 | 3.26 |
| 2021-06-30 | 6,090,335 | 4,910,632 | 3,471,098 | 1.50 | 13.07 | 3.24 |
| 2021-09-30 | 7,518,636 | 6,100,826 | 3,608,113 | 1.45 | 13.34 | 3.12 |
| 2021-12-31 | 7,338,072 | 5,856,898 | 3,546,453 | 1.40 | 12.91 | 3.12 |
| 2022-03-31 | 7,354,400 | 5,903,503 | 3,612,936 | 1.34 | 12.84 | 2.93 |
| 2022-06-30 | 7,575,000 | 5,899,710 | 3,837,360 | 1.37 | 13.50 | 3.05 |
| 2022-09-30 | 7,645,839 | 5,883,512 | 3,911,716 | 1.36 | 13.67 | 3.10 |
| 2022-12-31 | 7,794,340 | 5,909,804 | 4,062,385 | 1.31 | 13.31 | 2.98 |
| 2023-03-31 | 7,881,541 | 5,755,741 | 4,199,834 | 0.99 | 10.26 | 2.64 |
| 2023-06-30 | 7,946,389 | 5,782,134 | 4,223,217 | 1.02 | 10.59 | 2.66 |
| 2023-09-30 | 7,938,068 | 5,772,781 | 4,312,131 | 0.99 | 10.35 | 2.59 |
| 2023-12-31 | 7,901,144 | 5,737,486 | 4,369,019 | 0.45 | 4.74 | 2.55 |
| 2024-03-31 | 7,830,584 | 5,650,837 | 4,565,829 | 0.82 | 8.47 | 2.51 |
| 2024-06-30 | 7,883,719 | 5,701,882 | 4,773,065 | 0.83 | 8.50 | 2.56 |
| 2024-09-30 | 7,898,652 | 5,800,550 | 4,753,019 | 0.91 | 9.23 | 2.60 |
| 2024-12-31 | 7,774,767 | 5,676,251 | 4,862,657 | 0.59 | 5.93 | 2.71 |
| 2025-03-31 | 7,607,744 | 5,846,175 | 4,860,414 | 1.35 | 12.83 | 3.07 |
| 2025-06-30 | 7,621,571 | 5,776,629 | 4,934,177 | 1.26 | 11.88 | 3.16 |
| 2025-09-30 | 6,691,670 | 5,655,881 | 4,775,412 | -3.07 | -28.63 | 3.38 |
| 2025-12-31 | 6,413,881 | 5,352,972 | 4,835,021 | -1.96 | -17.86 | 3.62 |
| 2026-03-31 | 6,540,325 | 5,498,253 | 4,837,073 | 1.79 | 15.00 | 4.45 |
| 2026-06-30 | 6,548,335 | 5,478,939 | 4,912,346 | 1.75 | 14.53 | 4.47 |
79 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-03-26 | 1 | 123646 | 130541 |
| 2017-10-17 | 1 | 707877 | 130541 |
| 2017-09-01 | 1 | 2911128 | 130541 |
| 2016-11-07 | 1 | 378642 | 130541 |
| 2016-07-18 | 1 | 155245 | 130541 |
| 2016-06-01 | 1 | 348748 | 130541 |
| 2015-07-01 | 1 | 602972 | 130541 |
| 2014-04-03 | 1 | 3134250 | 130541 |
| 2012-07-17 | 1 | 2596785 | 130541 |
| 2010-05-29 | 7 | 814748 | 130541 |
| 2009-09-30 | 1 | 2503345 | 130541 |
| 2005-06-11 | 1 | 1887495 | 130541 |
| 1986-10-01 | 1 | 349240 | 130541 |
| 1962-12-03 | 1 | 967448 | 130541 |
| 1937-07-21 | 50 | 2195094 | 130541 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.