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Regulatory profile
Michigan City, IN · FDIC certificate #4360 · RSSD 130541
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.5B | $5.5B | $4.9B | 1.75% | 14.53% | 4.47% |
| 2026-03-31 | $6.5B | $5.5B | $4.8B | 1.79% | 15.00% | 4.45% |
| 2025-12-31 | $6.4B | $5.4B | $4.8B | -1.96% | -17.86% | 3.62% |
| 2025-09-30 | $6.7B | $5.7B | $4.8B | -3.07% | -28.63% | 3.38% |
| 2025-06-30 | $7.6B | $5.8B | $4.9B | 1.26% | 11.88% | 3.16% |
| 2025-03-31 | $7.6B | $5.8B | $4.9B | 1.35% | 12.83% | 3.07% |
| 2024-12-31 | $7.8B | $5.7B | $4.9B | 0.59% | 5.93% | 2.71% |
| 2024-09-30 | $7.9B | $5.8B | $4.8B | 0.91% | 9.23% | 2.60% |
| 2024-06-30 | $7.9B | $5.7B | $4.8B | 0.83% | 8.50% | 2.56% |
| 2024-03-31 | $7.8B | $5.7B | $4.6B | 0.82% | 8.47% | 2.51% |
| 2023-12-31 | $7.9B | $5.7B | $4.4B | 0.45% | 4.74% | 2.55% |
| 2023-09-30 | $7.9B | $5.8B | $4.3B | 0.99% | 10.35% | 2.59% |
| 2023-06-30 | $7.9B | $5.8B | $4.2B | 1.02% | 10.59% | 2.66% |
| 2023-03-31 | $7.9B | $5.8B | $4.2B | 0.99% | 10.26% | 2.64% |
| 2022-12-31 | $7.8B | $5.9B | $4.1B | 1.31% | 13.31% | 2.98% |
| 2022-09-30 | $7.6B | $5.9B | $3.9B | 1.36% | 13.67% | 3.10% |
| 2022-06-30 | $7.6B | $5.9B | $3.8B | 1.37% | 13.50% | 3.05% |
| 2022-03-31 | $7.4B | $5.9B | $3.6B | 1.34% | 12.84% | 2.93% |
| 2021-12-31 | $7.3B | $5.9B | $3.5B | 1.40% | 12.91% | 3.12% |
| 2021-09-30 | $7.5B | $6.1B | $3.6B | 1.45% | 13.34% | 3.12% |
| 2021-06-30 | $6.1B | $4.9B | $3.5B | 1.50% | 13.07% | 3.24% |
| 2021-03-31 | $6.0B | $4.8B | $3.6B | 1.44% | 12.64% | 3.26% |
| 2020-12-31 | $5.9B | $4.7B | $3.8B | 1.30% | 11.05% | 3.49% |
| 2020-09-30 | $5.8B | $4.5B | $4.0B | 1.19% | 10.03% | 3.50% |
| 2020-06-30 | $5.7B | $4.4B | $3.9B | 1.01% | 8.39% | 3.51% |
| 2020-03-31 | $5.3B | $3.9B | $3.7B | 0.93% | 7.49% | 3.52% |
| 2019-12-31 | $5.2B | $4.0B | $3.6B | 1.40% | 11.30% | 3.68% |
| 2019-09-30 | $5.2B | $4.0B | $3.6B | 1.37% | 11.08% | 3.69% |
| 2019-06-30 | $5.1B | $4.0B | $3.6B | 1.20% | 9.75% | 3.59% |
| 2019-03-31 | $5.0B | $3.9B | $3.6B | 0.98% | 8.02% | 3.34% |
| 2018-12-31 | $4.2B | $3.2B | $3.0B | 1.36% | 11.18% | 3.73% |
| 2018-09-30 | $4.1B | $3.1B | $2.9B | 1.38% | 11.22% | 3.77% |
| 2018-06-30 | $4.1B | $3.0B | $2.9B | 1.40% | 11.30% | 3.79% |
| 2018-03-31 | $4.0B | $2.9B | $2.8B | 1.34% | 10.80% | 3.82% |
| 2017-12-31 | $4.0B | $2.9B | $2.8B | 1.02% | 8.35% | 3.76% |
| 2017-09-30 | $3.5B | $2.6B | $2.4B | 1.09% | 9.01% | 3.76% |
| 2017-06-30 | $3.3B | $2.4B | $2.3B | 1.14% | 9.44% | 3.78% |
| 2017-03-31 | $3.2B | $2.5B | $2.1B | 1.11% | 9.04% | 3.75% |
| 2016-12-31 | $3.1B | $2.5B | $2.1B | 0.89% | 7.89% | 3.37% |
| 2016-09-30 | $3.3B | $2.3B | $2.2B | 0.91% | 8.34% | 3.44% |
| 2016-06-30 | $2.9B | $2.1B | $1.9B | 0.92% | 8.67% | 3.38% |
| 2016-03-31 | $2.6B | $1.9B | $1.7B | 0.88% | 8.26% | 3.41% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1209136 · 1983-10-31 to current
2019-03-26RSSD 123646 → 130541 · code 1
2017-10-17RSSD 707877 → 130541 · code 1
2017-09-01RSSD 2911128 → 130541 · code 1
2016-11-07RSSD 378642 → 130541 · code 1
2016-07-18RSSD 155245 → 130541 · code 1
2016-06-01RSSD 348748 → 130541 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.