Regulatory profile
Milford, MI · FDIC certificate #57990
HURON VALLEY STATE BANK is an FDIC-insured institution based in Milford, MI (FDIC certificate #57990). In its Q3 2026 Call Report it reported total assets of $298M, total deposits of $267M and net loans of $247M. Its primary federal regulator is FDIC.
Reported facts
HURON VALLEY STATE BANK (FDIC certificate #57990) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $298M |
|---|---|
| Total deposits | $267M |
| Net loans and leases | $247M |
| Return on assets | 0.98% |
| Return on equity | 10.10% |
| Net interest margin | 4.29% |
| Quarterly asset change | 2.10% |
| Quarterly deposit change | 2.19% |
Plain-language readout
HURON VALLEY STATE BANK in Milford, MI reported total assets of $298M, total deposits of $267M and net loans of $247M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.98%, a return on equity of 10.10%, a net interest margin of 4.29%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $298M | $267M | $247M | 0.98% | 10.10% | 4.29% |
| Q2 2026 | $292M | $261M | $240M | 0.95% | 9.82% | 4.23% |
| Q1 2026 | $287M | $258M | $229M | 0.87% | 8.97% | 4.18% |
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