Regulatory profile
Milford, MI · FDIC certificate #57990
HURON VALLEY STATE BANK is an FDIC-insured institution based in Milford, MI (FDIC certificate #57990). In its Q3 2026 Call Report it reported total assets of $298M, total deposits of $267M and net loans of $247M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HURON VALLEY STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $267M |
|---|---|
| Net loans and leases | $247M |
Plain-language readout
HURON VALLEY STATE BANK in Milford, MI funds its loans with $267M of deposits and holds $247M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HURON VALLEY STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 92.53% in Q3 2026, against 88.86% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $247M | $267M | 92.53% |
| Q2 2026 | $240M | $261M | 91.98% |
| Q1 2026 | $229M | $258M | 88.86% |