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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Philadelphia, PA · FDIC certificate #58371
HYPERION BANK is an FDIC-insured institution based in Philadelphia, PA (FDIC certificate #58371). In its Q3 2026 Call Report it reported total assets of $590M, total deposits of $456M and net loans of $503M. Its primary federal regulator is FDIC.
Plain-language readout
HYPERION BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $590M in Q3 2026 and were lowest at $553M in Q1 2026.
Total deposits were highest at $462M in Q2 2026 and lowest at $447M in Q1 2026.
Over the whole period total assets rose 6.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $590M | $456M | $503M | 0.68% | 7.47% | 3.42% |
| Q2 2026 | $570M | $462M | $489M | 0.60% | 6.78% | 3.34% |
| Q1 2026 | $553M | $447M | $472M | 0.42% | 5.01% | 3.22% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $42.7M | $42.3M | +$415K | +1.0% |
| Federal funds sold | $359K | $574K | -$215K | -37.5% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $18.5M | $18.7M | -$247K | -1.3% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $488.6M | $471.5M | +$17.0M | +3.6% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $2.3M | $2.4M | -$106K | -4.4% |
| Other real estate owned | $782K | $782K | $0K | 0.0% |
| Investments in unconsolidated subsidiaries and associated companies | $456K | $447K | +$9K | +2.0% |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $189K | $203K | -$14K | -6.9% |
| All other assets | $16.0M | $16.1M | -$41K | -0.3% |
| Total assets | $569.9M | $553.0M | +$16.8M | +3.0% |
| Liabilities | ||||
| Total deposits | $461.8M | $447.1M | +$14.7M | +3.3% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $49.0M | $55.0M | -$6.0M | -10.9% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.7M | $4.1M | -$467K | -11.3% |
| Total liabilities | $514.5M | $506.2M | +$8.2M | +1.6% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $11.2M | $11.2M | $0K | 0.0% |
| Surplus | $37.4M | $29.9M | +$7.5M | +25.1% |
| Retained earnings | $8.2M | $7.1M | +$1.1M | +15.5% |
| Accumulated other comprehensive income | -$1.4M | -$1.4M | +$8K | +0.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $55.4M | $46.8M | +$8.6M | +18.4% |
| Credit and capital | ||||
| Gross nonperforming assets | $7.3M | $6.2M | +$1.1M | +18.1% |
| Adjusted nonperforming assets | $7.3M | $6.2M | +$1.1M | +18.1% |
| Tangible equity plus allowance | $58.7M | $50.2M | +$8.6M | +17.0% |
| Texas ratio (gross) | 12.46% | 12.35% | +0.11 pts | See points |
| Texas ratio (adjusted) | 12.46% | 12.35% | +0.11 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 12.46% | 13.55% | -1.09 pts | See points |
| Tier 1 capital to risk-weighted assets | 12.36% | 10.82% | +1.54 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 12.36% | 10.82% | +1.54 pts | See points |
| Tier 2 capital to risk-weighted assets | 0.89% | 0.93% | -0.04 pts | See points |
| Total risk-based capital to risk-weighted assets | 13.25% | 11.75% | +1.50 pts | See points |
| Tier 1 leverage (approximate) | 10.46% | 8.93% | +1.53 pts | See points |
| Construction and land loans to total capital | 247.80% | 297.66% | -49.86 pts | See points |
| Commercial real estate to total capital | 347.92% | 394.78% | -46.86 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -3.13% | -3.70% | +0.58 pts | See points |
| Liquidity | ||||
| Core deposits | $368.7M | $363.6M | +$5.1M | +1.4% |
| Non-core funding | $142.2M | $138.5M | +$3.6M | +2.6% |
| Loans to core deposits | 133.49% | 130.68% | +2.81 pts | See points |
| Loans to deposits | 106.56% | 106.27% | +0.29 pts | See points |
| Brokered deposits share of deposits | 9.80% | 6.73% | +3.07 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 9.96% | 11.58% | -1.62 pts | See points |
| Volatile liabilities | $188.2M | $184.5M | +$3.7M | +2.0% |
| Earnings | ||||
| Earnings before provision, year to date | $2.3M | $979K | +$1.3M | +133.5% |
| Earnings before provision, single quarter | $1.3M | $979K | +$328K | +33.5% |
| Provision for credit losses, year to date | $200K | $266K | -$66K | -24.8% |
| Yield and cost | ||||
| Yield on loans and leases | 7.12% | 6.98% | +0.14 pts | See points |
| Yield on interest-bearing balances due from banks | 3.50% | 3.63% | -0.13 pts | See points |
| Total interest income to average assets | 6.60% | 6.37% | +0.24 pts | See points |
| Cost of interest-bearing transaction accounts | 1.04% | 1.01% | +0.03 pts | See points |
| Cost of savings and money market deposits | 3.87% | 3.91% | -0.04 pts | See points |
| Cost of time deposits | 3.94% | 4.03% | -0.09 pts | See points |
| Total interest expense to average assets | 3.15% | 3.20% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $590M | $456M | $503M | 0.68% | 7.47% | 3.42% |
| 2026-06-30 | $570M | $462M | $489M | 0.60% | 6.78% | 3.34% |
| 2026-03-31 | $553M | $447M | $472M | 0.42% | 5.01% | 3.22% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $205.4M | 0.04% | 115 | Continuing · +0.01 pp |
| GA | $156.1M | 0.04% | 133 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.