Regulatory profile
Boise, ID · FDIC certificate #35103
IDAHO TRUST BANK is an FDIC-insured institution based in Boise, ID (FDIC certificate #35103). In its Q3 2026 Call Report it reported total assets of $264M, total deposits of $234M and net loans of $169M. Its primary federal regulator is FDIC.
Reported facts
IDAHO TRUST BANK (FDIC certificate #35103) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $264M |
|---|---|
| Total deposits | $234M |
| Net loans and leases | $169M |
| Return on assets | 0.94% |
| Return on equity | 8.99% |
| Net interest margin | 4.22% |
| Quarterly asset change | 3.42% |
| Quarterly deposit change | 3.65% |
Plain-language readout
IDAHO TRUST BANK in Boise, ID reported total assets of $264M, total deposits of $234M and net loans of $169M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.94%, a return on equity of 8.99%, a net interest margin of 4.22%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $264M | $234M | $169M | 0.94% | 8.99% | 4.22% |
| Q2 2026 | $256M | $226M | $167M | 0.87% | 8.15% | 4.12% |
| Q1 2026 | $233M | $203M | $160M | 0.89% | 8.22% | 4.09% |
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