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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-06-30 | 1,200,921 | 1,056,684 | 794,960 | 0.77 | 7.43 | 3.88 |
| 2022-09-30 | 1,208,693 | 1,056,153 | 792,310 | 0.94 | 8.96 | 4.36 |
| 2022-12-31 | 1,244,117 | 1,062,279 | 841,055 | 1.04 | 9.81 | 4.46 |
| 2023-03-31 | 1,296,338 | 1,054,531 | 888,354 | 1.09 | 10.27 | 3.98 |
| 2023-06-30 | 1,299,070 | 1,058,942 | 887,295 | 1.01 | 9.49 | 3.84 |
| 2023-09-30 | 1,287,649 | 1,043,547 | 891,477 | 0.97 | 9.10 | 3.78 |
| 2023-12-31 | 1,339,475 | 1,159,455 | 891,417 | 0.91 | 8.54 | 3.73 |
| 2024-03-31 | 1,326,855 | 1,130,303 | 923,011 | 0.67 | 6.15 | 3.59 |
| 2024-06-30 | 1,341,500 | 1,121,205 | 946,126 | 0.74 | 6.79 | 3.58 |
| 2024-09-30 | 1,352,859 | 1,163,586 | 927,960 | 0.78 | 7.09 | 3.62 |
| 2024-12-31 | 1,314,197 | 1,131,410 | 902,365 | 0.85 | 7.58 | 3.68 |
| 2025-03-31 | 1,398,880 | 1,212,480 | 920,587 | 0.83 | 7.16 | 3.77 |
| 2025-06-30 | 1,372,962 | 1,184,228 | 946,057 | 0.85 | 7.29 | 3.77 |
| 2025-09-30 | 1,438,894 | 1,182,780 | 992,751 | 0.79 | 6.81 | 3.83 |
| 2025-12-31 | 1,410,775 | 1,146,030 | 964,168 | 0.55 | 4.69 | 3.90 |
| 2026-03-31 | 1,360,927 | 1,147,826 | 938,632 | 1.08 | 9.03 | 4.00 |
| 2026-06-30 | 1,350,435 | 1,112,469 | 926,979 | 1.08 | 8.88 | 4.02 |
16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-04-30 | 1 | 478252 | 209858 |
| 2009-05-30 | 1 | 3020746 | 209858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.