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Regulatory profile
Raton, NM · FDIC certificate #11492 · RSSD 209858
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.1B | $0.9B | 1.08% | 8.88% | 4.02% |
| 2026-03-31 | $1.4B | $1.1B | $0.9B | 1.08% | 9.03% | 4.00% |
| 2025-12-31 | $1.4B | $1.1B | $1.0B | 0.55% | 4.69% | 3.90% |
| 2025-09-30 | $1.4B | $1.2B | $1.0B | 0.79% | 6.81% | 3.83% |
| 2025-06-30 | $1.4B | $1.2B | $0.9B | 0.85% | 7.29% | 3.77% |
| 2025-03-31 | $1.4B | $1.2B | $0.9B | 0.83% | 7.16% | 3.77% |
| 2024-12-31 | $1.3B | $1.1B | $0.9B | 0.85% | 7.58% | 3.68% |
| 2024-09-30 | $1.4B | $1.2B | $0.9B | 0.78% | 7.09% | 3.62% |
| 2024-06-30 | $1.3B | $1.1B | $0.9B | 0.74% | 6.79% | 3.58% |
| 2024-03-31 | $1.3B | $1.1B | $0.9B | 0.67% | 6.15% | 3.59% |
| 2023-12-31 | $1.3B | $1.2B | $0.9B | 0.91% | 8.54% | 3.73% |
| 2023-09-30 | $1.3B | $1.0B | $0.9B | 0.97% | 9.10% | 3.78% |
| 2023-06-30 | $1.3B | $1.1B | $0.9B | 1.01% | 9.49% | 3.84% |
| 2023-03-31 | $1.3B | $1.1B | $0.9B | 1.09% | 10.27% | 3.98% |
| 2022-12-31 | $1.2B | $1.1B | $0.8B | 1.04% | 9.81% | 4.46% |
| 2022-09-30 | $1.2B | $1.1B | $0.8B | 0.94% | 8.96% | 4.36% |
| 2022-06-30 | $1.2B | $1.1B | $0.8B | 0.77% | 7.43% | 3.88% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5199776 · 2018-06-22 to current
Unmatched RSSD entityRSSD 2003108 · 1997-08-18 to 2018-06-21
Unmatched RSSD entityRSSD 2003108 · 1995-12-21 to 1997-08-17
Unmatched RSSD entityRSSD 2003108 · 1993-04-01 to 1995-12-20
Unmatched RSSD entityRSSD 2003108 · 1993-03-01 to 1993-03-31
2022-04-30RSSD 478252 → 209858 · code 1
2009-05-30RSSD 3020746 → 209858 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.