Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,889,943 | 1,437,401 | 1,010,742 | 1.61 | 21.76 | 3.75 |
| 2016-06-30 | 1,924,135 | 1,408,095 | 1,031,914 | 1.63 | 21.97 | 3.75 |
| 2016-09-30 | 1,934,537 | 1,397,092 | 1,053,743 | 1.60 | 21.55 | 3.74 |
| 2016-12-31 | 2,002,516 | 1,520,451 | 1,076,578 | 1.56 | 21.08 | 3.72 |
| 2017-03-31 | 2,090,378 | 1,590,307 | 1,114,015 | 1.51 | 20.79 | 3.67 |
| 2017-06-30 | 2,152,455 | 1,591,076 | 1,179,782 | 1.53 | 21.12 | 3.65 |
| 2017-09-30 | 2,162,205 | 1,642,862 | 1,207,032 | 1.52 | 20.96 | 3.63 |
| 2017-12-31 | 2,172,570 | 1,650,335 | 1,245,030 | 1.51 | 20.65 | 3.62 |
| 2018-03-31 | 2,177,466 | 1,663,122 | 1,246,557 | 1.39 | 18.68 | 3.41 |
| 2018-06-30 | 2,227,189 | 1,636,450 | 1,288,204 | 1.37 | 18.50 | 3.38 |
| 2018-09-30 | 2,297,105 | 1,781,016 | 1,312,729 | 1.32 | 17.95 | 3.32 |
| 2018-12-31 | 2,358,895 | 1,864,394 | 1,326,152 | 1.30 | 17.44 | 3.26 |
| 2019-03-31 | 2,486,015 | 1,946,452 | 1,304,857 | 1.03 | 12.89 | 2.97 |
| 2019-06-30 | 2,528,725 | 1,922,773 | 1,349,330 | 1.06 | 13.06 | 3.03 |
| 2019-09-30 | 2,568,383 | 1,927,956 | 1,351,372 | 1.06 | 13.03 | 3.05 |
| 2019-12-31 | 2,596,482 | 2,056,461 | 1,355,505 | 1.12 | 13.71 | 3.10 |
| 2020-03-31 | 2,667,215 | 2,080,380 | 1,336,145 | 1.32 | 16.13 | 3.31 |
| 2020-06-30 | 2,853,256 | 2,384,791 | 1,526,778 | 1.55 | 19.19 | 3.63 |
| 2020-09-30 | 2,903,024 | 2,350,113 | 1,571,363 | 1.56 | 19.41 | 3.62 |
| 2020-12-31 | 2,943,369 | 2,496,519 | 1,566,437 | 1.55 | 19.27 | 3.58 |
| 2021-03-31 | 3,076,172 | 2,686,632 | 1,538,379 | 1.75 | 22.59 | 3.49 |
| 2021-06-30 | 3,044,655 | 2,637,166 | 1,539,605 | 1.64 | 20.99 | 3.38 |
| 2021-09-30 | 3,062,572 | 2,577,917 | 1,501,664 | 1.66 | 21.02 | 3.38 |
| 2021-12-31 | 3,237,305 | 2,829,109 | 1,529,000 | 1.73 | 21.97 | 3.42 |
| 2022-03-31 | 3,290,580 | 2,921,723 | 1,479,409 | 1.47 | 19.58 | 3.14 |
| 2022-06-30 | 3,311,028 | 2,904,648 | 1,618,351 | 1.45 | 19.51 | 3.16 |
| 2022-09-30 | 3,395,339 | 2,825,991 | 1,743,392 | 1.42 | 19.34 | 3.12 |
| 2022-12-31 | 3,469,556 | 2,903,317 | 1,825,757 | 1.37 | 18.93 | 3.03 |
| 2023-03-31 | 3,631,953 | 3,123,446 | 1,811,037 | 0.88 | 12.95 | 2.47 |
| 2023-06-30 | 3,615,794 | 2,878,039 | 1,878,875 | 0.75 | 11.05 | 2.34 |
| 2023-09-30 | 3,656,320 | 3,084,039 | 1,936,500 | 0.62 | 9.20 | 2.19 |
| 2023-12-31 | 3,721,922 | 3,192,069 | 1,996,344 | 0.54 | 8.22 | 2.08 |
| 2024-03-31 | 3,714,903 | 3,053,951 | 1,956,967 | 0.33 | 5.23 | 1.74 |
| 2024-06-30 | 3,718,915 | 2,936,642 | 1,987,368 | 0.65 | 10.09 | 1.74 |
| 2024-09-30 | 3,730,155 | 2,993,172 | 2,013,740 | 0.56 | 8.42 | 1.77 |
| 2024-12-31 | 3,743,488 | 3,154,370 | 2,050,786 | 0.56 | 8.21 | 1.84 |
| 2025-03-31 | 3,801,538 | 3,249,246 | 2,071,337 | 0.66 | 8.75 | 2.16 |
| 2025-06-30 | 3,821,873 | 3,156,537 | 2,085,210 | 0.69 | 9.20 | 2.22 |
| 2025-09-30 | 3,808,775 | 3,293,288 | 2,106,841 | 0.73 | 9.66 | 2.28 |
| 2025-12-31 | 3,791,470 | 3,179,251 | 2,090,377 | 0.80 | 10.45 | 2.35 |
| 2026-03-31 | 3,794,060 | 3,112,058 | 2,045,197 | 1.11 | 13.72 | 2.57 |
| 2026-06-30 | 3,826,419 | 3,017,263 | 2,105,803 | 1.12 | 13.76 | 2.59 |
26 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1998-01-01 | 1 | 171544 | 648242 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.