Loading bank profile
Regulatory profile
Owensboro, KY · FDIC certificate #8136 · RSSD 648242
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.8B | $3.0B | $2.1B | 1.12% | 13.76% | 2.59% |
| 2026-03-31 | $3.8B | $3.1B | $2.0B | 1.11% | 13.72% | 2.57% |
| 2025-12-31 | $3.8B | $3.2B | $2.1B | 0.80% | 10.45% | 2.35% |
| 2025-09-30 | $3.8B | $3.3B | $2.1B | 0.73% | 9.66% | 2.28% |
| 2025-06-30 | $3.8B | $3.2B | $2.1B | 0.69% | 9.20% | 2.22% |
| 2025-03-31 | $3.8B | $3.2B | $2.1B | 0.66% | 8.75% | 2.16% |
| 2024-12-31 | $3.7B | $3.2B | $2.1B | 0.56% | 8.21% | 1.84% |
| 2024-09-30 | $3.7B | $3.0B | $2.0B | 0.56% | 8.42% | 1.77% |
| 2024-06-30 | $3.7B | $2.9B | $2.0B | 0.65% | 10.09% | 1.74% |
| 2024-03-31 | $3.7B | $3.1B | $2.0B | 0.33% | 5.23% | 1.74% |
| 2023-12-31 | $3.7B | $3.2B | $2.0B | 0.54% | 8.22% | 2.08% |
| 2023-09-30 | $3.7B | $3.1B | $1.9B | 0.62% | 9.20% | 2.19% |
| 2023-06-30 | $3.6B | $2.9B | $1.9B | 0.75% | 11.05% | 2.34% |
| 2023-03-31 | $3.6B | $3.1B | $1.8B | 0.88% | 12.95% | 2.47% |
| 2022-12-31 | $3.5B | $2.9B | $1.8B | 1.37% | 18.93% | 3.03% |
| 2022-09-30 | $3.4B | $2.8B | $1.7B | 1.42% | 19.34% | 3.12% |
| 2022-06-30 | $3.3B | $2.9B | $1.6B | 1.45% | 19.51% | 3.16% |
| 2022-03-31 | $3.3B | $2.9B | $1.5B | 1.47% | 19.58% | 3.14% |
| 2021-12-31 | $3.2B | $2.8B | $1.5B | 1.73% | 21.97% | 3.42% |
| 2021-09-30 | $3.1B | $2.6B | $1.5B | 1.66% | 21.02% | 3.38% |
| 2021-06-30 | $3.0B | $2.6B | $1.5B | 1.64% | 20.99% | 3.38% |
| 2021-03-31 | $3.1B | $2.7B | $1.5B | 1.75% | 22.59% | 3.49% |
| 2020-12-31 | $2.9B | $2.5B | $1.6B | 1.55% | 19.27% | 3.58% |
| 2020-09-30 | $2.9B | $2.4B | $1.6B | 1.56% | 19.41% | 3.62% |
| 2020-06-30 | $2.9B | $2.4B | $1.5B | 1.55% | 19.19% | 3.63% |
| 2020-03-31 | $2.7B | $2.1B | $1.3B | 1.32% | 16.13% | 3.31% |
| 2019-12-31 | $2.6B | $2.1B | $1.4B | 1.12% | 13.71% | 3.10% |
| 2019-09-30 | $2.6B | $1.9B | $1.4B | 1.06% | 13.03% | 3.05% |
| 2019-06-30 | $2.5B | $1.9B | $1.3B | 1.06% | 13.06% | 3.03% |
| 2019-03-31 | $2.5B | $1.9B | $1.3B | 1.03% | 12.89% | 2.97% |
| 2018-12-31 | $2.4B | $1.9B | $1.3B | 1.30% | 17.44% | 3.26% |
| 2018-09-30 | $2.3B | $1.8B | $1.3B | 1.32% | 17.95% | 3.32% |
| 2018-06-30 | $2.2B | $1.6B | $1.3B | 1.37% | 18.50% | 3.38% |
| 2018-03-31 | $2.2B | $1.7B | $1.2B | 1.39% | 18.68% | 3.41% |
| 2017-12-31 | $2.2B | $1.7B | $1.2B | 1.51% | 20.65% | 3.62% |
| 2017-09-30 | $2.2B | $1.6B | $1.2B | 1.52% | 20.96% | 3.63% |
| 2017-06-30 | $2.2B | $1.6B | $1.2B | 1.53% | 21.12% | 3.65% |
| 2017-03-31 | $2.1B | $1.6B | $1.1B | 1.51% | 20.79% | 3.67% |
| 2016-12-31 | $2.0B | $1.5B | $1.1B | 1.56% | 21.08% | 3.72% |
| 2016-09-30 | $1.9B | $1.4B | $1.1B | 1.60% | 21.55% | 3.74% |
| 2016-06-30 | $1.9B | $1.4B | $1.0B | 1.63% | 21.97% | 3.75% |
| 2016-03-31 | $1.9B | $1.4B | $1.0B | 1.61% | 21.76% | 3.75% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1118854 · 1997-10-23 to current
Unmatched RSSD entityRSSD 1118854 · 1995-12-31 to 1997-10-22
Unmatched RSSD entityRSSD 1118854 · 1992-12-31 to 1995-12-30
Unmatched RSSD entityRSSD 1118854 · 1988-12-31 to 1992-12-30
Unmatched RSSD entityRSSD 1118854 · 1980-01-01 to 1988-12-30
1998-01-01RSSD 171544 → 648242 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.