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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #8136 · RSSD 648242
INDEPENDENCE BANK OF KY is an FDIC-insured institution (FDIC certificate #8136). In its Q2 2026 Call Report it reported total assets of $3.8B, total deposits of $3.0B and net loans of $2.1B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for INDEPENDENCE BANK OF KY from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 8.33% |
|---|---|
| Noncurrent loans ratio | 0.12% |
| Nonaccrual loans ratio | 0.12% |
| Loan to deposit ratio | 70.52% |
| Liquid assets ratio | 41.05% |
| Brokered deposit ratio | 1.24% |
| Total deposits | $3.0B |
| Net loans and leases | $2.1B |