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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,475,667 | 2,177,386 | 1,545,017 | 0.72 | 6.91 | 3.68 |
| 2016-06-30 | 2,441,298 | 2,152,150 | 1,591,657 | 0.90 | 8.61 | 3.65 |
| 2016-09-30 | 2,526,827 | 2,225,721 | 1,623,987 | 0.95 | 9.13 | 3.64 |
| 2016-12-31 | 2,537,351 | 2,245,262 | 1,656,343 | 0.96 | 9.23 | 3.63 |
| 2017-03-31 | 2,584,700 | 2,287,353 | 1,721,616 | 0.98 | 9.63 | 3.76 |
| 2017-06-30 | 2,653,375 | 2,277,988 | 1,837,062 | 0.96 | 9.47 | 3.71 |
| 2017-09-30 | 2,743,374 | 2,377,019 | 1,964,026 | 0.99 | 9.90 | 3.74 |
| 2017-12-31 | 2,780,041 | 2,431,605 | 2,036,981 | 0.90 | 9.05 | 3.75 |
| 2018-03-31 | 2,783,721 | 2,459,037 | 2,083,443 | 1.39 | 14.16 | 3.81 |
| 2018-06-30 | 3,226,183 | 2,820,474 | 2,508,677 | 1.29 | 12.78 | 4.00 |
| 2018-09-30 | 3,291,351 | 2,843,685 | 2,580,917 | 1.38 | 13.55 | 4.05 |
| 2018-12-31 | 3,356,129 | 2,957,873 | 2,645,966 | 1.35 | 13.24 | 4.07 |
| 2019-03-31 | 3,382,298 | 2,979,298 | 2,638,018 | 1.17 | 11.47 | 3.96 |
| 2019-06-30 | 3,437,152 | 3,010,833 | 2,744,593 | 1.24 | 12.07 | 3.97 |
| 2019-09-30 | 3,549,819 | 3,087,527 | 2,821,949 | 1.31 | 12.81 | 3.94 |
| 2019-12-31 | 3,563,694 | 3,070,031 | 2,770,893 | 1.39 | 13.56 | 3.91 |
| 2020-03-31 | 3,631,549 | 3,109,798 | 2,751,726 | 0.55 | 5.39 | 3.69 |
| 2020-06-30 | 4,042,156 | 3,560,622 | 2,917,143 | 1.05 | 10.69 | 3.55 |
| 2020-09-30 | 4,168,105 | 3,665,146 | 2,921,597 | 1.37 | 14.02 | 3.52 |
| 2020-12-31 | 4,202,741 | 3,703,937 | 2,793,777 | 1.46 | 14.86 | 3.46 |
| 2021-03-31 | 4,425,525 | 3,929,789 | 2,817,470 | 2.06 | 21.49 | 3.09 |
| 2021-06-30 | 4,459,515 | 3,928,765 | 2,830,191 | 1.61 | 16.89 | 3.12 |
| 2021-09-30 | 4,619,561 | 4,071,168 | 2,918,013 | 1.56 | 16.45 | 3.17 |
| 2021-12-31 | 4,702,462 | 4,178,663 | 2,950,725 | 1.44 | 15.37 | 3.19 |
| 2022-03-31 | 4,760,965 | 4,270,627 | 2,989,776 | 1.57 | 18.33 | 3.06 |
| 2022-06-30 | 4,823,961 | 4,358,989 | 3,243,855 | 1.36 | 16.68 | 3.20 |
| 2022-09-30 | 4,927,446 | 4,395,536 | 3,370,027 | 1.41 | 17.84 | 3.35 |
| 2022-12-31 | 4,995,759 | 4,445,539 | 3,462,964 | 1.39 | 17.73 | 3.43 |
| 2023-03-31 | 5,134,787 | 4,615,077 | 3,478,464 | 1.12 | 14.86 | 3.38 |
| 2023-06-30 | 5,130,847 | 4,557,023 | 3,599,185 | 1.18 | 15.48 | 3.36 |
| 2023-09-30 | 5,195,890 | 4,649,078 | 3,702,708 | 1.27 | 16.56 | 3.37 |
| 2023-12-31 | 5,259,523 | 4,684,576 | 3,751,686 | 1.23 | 15.89 | 3.38 |
| 2024-03-31 | 5,227,008 | 4,648,307 | 3,794,947 | 1.30 | 15.63 | 3.39 |
| 2024-06-30 | 5,273,093 | 4,684,678 | 3,813,537 | 1.39 | 16.49 | 3.43 |
| 2024-09-30 | 5,254,269 | 4,692,144 | 3,901,908 | 1.30 | 15.14 | 3.46 |
| 2024-12-31 | 5,328,488 | 4,717,362 | 3,991,181 | 1.34 | 15.46 | 3.49 |
| 2025-03-31 | 5,321,109 | 4,703,588 | 4,024,782 | 1.23 | 13.54 | 3.62 |
| 2025-06-30 | 5,411,119 | 4,732,678 | 4,117,644 | 1.28 | 14.06 | 3.64 |
| 2025-09-30 | 5,486,851 | 4,919,682 | 4,150,421 | 1.31 | 14.57 | 3.66 |
| 2025-12-31 | 5,499,615 | 4,819,251 | 4,225,529 | 1.33 | 14.81 | 3.67 |
| 2026-03-31 | 5,551,229 | 4,943,011 | 4,266,829 | 1.27 | 14.21 | 3.70 |
| 2026-06-30 | 5,656,124 | 4,929,167 | 4,367,010 | 1.34 | 14.92 | 3.72 |
59 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-01 | 1 | 2846444 | 636771 |
| 2010-12-01 | 1 | 2713368 | 636771 |
| 2007-09-15 | 1 | 144043 | 636771 |
| 2007-09-15 | 1 | 405744 | 636771 |
| 2007-09-15 | 1 | 938644 | 636771 |
| 2004-07-01 | 1 | 922942 | 636771 |
| 2001-09-15 | 1 | 229641 | 636771 |
| 1985-12-01 | 1 | 923677 | 636771 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.