Regulatory profile
Grand Rapids, MI · FDIC certificate #27811 · RSSD 636771
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.7B | $4.9B | $4.4B | 1.34% | 14.92% | 3.72% |
| 2026-03-31 | $5.6B | $4.9B | $4.3B | 1.27% | 14.21% | 3.70% |
| 2025-12-31 | $5.5B | $4.8B | $4.2B | 1.33% | 14.81% | 3.67% |
| 2025-09-30 | $5.5B | $4.9B | $4.2B | 1.31% | 14.57% | 3.66% |
| 2025-06-30 | $5.4B | $4.7B | $4.1B | 1.28% | 14.06% | 3.64% |
| 2025-03-31 | $5.3B | $4.7B | $4.0B | 1.23% | 13.54% | 3.62% |
| 2024-12-31 | $5.3B | $4.7B | $4.0B | 1.34% | 15.46% | 3.49% |
| 2024-09-30 | $5.3B | $4.7B | $3.9B | 1.30% | 15.14% | 3.46% |
| 2024-06-30 | $5.3B | $4.7B | $3.8B | 1.39% | 16.49% | 3.43% |
| 2024-03-31 | $5.2B | $4.6B | $3.8B | 1.30% | 15.63% | 3.39% |
| 2023-12-31 | $5.3B | $4.7B | $3.8B | 1.23% | 15.89% | 3.38% |
| 2023-09-30 | $5.2B | $4.6B | $3.7B | 1.27% | 16.56% | 3.37% |
| 2023-06-30 | $5.1B | $4.6B | $3.6B | 1.18% | 15.48% | 3.36% |
| 2023-03-31 | $5.1B | $4.6B | $3.5B | 1.12% | 14.86% | 3.38% |
| 2022-12-31 | $5.0B | $4.4B | $3.5B | 1.39% | 17.73% | 3.43% |
| 2022-09-30 | $4.9B | $4.4B | $3.4B | 1.41% | 17.84% | 3.35% |
| 2022-06-30 | $4.8B | $4.4B | $3.2B | 1.36% | 16.68% | 3.20% |
| 2022-03-31 | $4.8B | $4.3B | $3.0B | 1.57% | 18.33% | 3.06% |
| 2021-12-31 | $4.7B | $4.2B | $3.0B | 1.44% | 15.37% | 3.19% |
| 2021-09-30 | $4.6B | $4.1B | $2.9B | 1.56% | 16.45% | 3.17% |
| 2021-06-30 | $4.5B | $3.9B | $2.8B | 1.61% | 16.89% | 3.12% |
| 2021-03-31 | $4.4B | $3.9B | $2.8B | 2.06% | 21.49% | 3.09% |
| 2020-12-31 | $4.2B | $3.7B | $2.8B | 1.46% | 14.86% | 3.46% |
| 2020-09-30 | $4.2B | $3.7B | $2.9B | 1.37% | 14.02% | 3.52% |
| 2020-06-30 | $4.0B | $3.6B | $2.9B | 1.05% | 10.69% | 3.55% |
| 2020-03-31 | $3.6B | $3.1B | $2.8B | 0.55% | 5.39% | 3.69% |
| 2019-12-31 | $3.6B | $3.1B | $2.8B | 1.39% | 13.56% | 3.91% |
| 2019-09-30 | $3.5B | $3.1B | $2.8B | 1.31% | 12.81% | 3.94% |
| 2019-06-30 | $3.4B | $3.0B | $2.7B | 1.24% | 12.07% | 3.97% |
| 2019-03-31 | $3.4B | $3.0B | $2.6B | 1.17% | 11.47% | 3.96% |
| 2018-12-31 | $3.4B | $3.0B | $2.6B | 1.35% | 13.24% | 4.07% |
| 2018-09-30 | $3.3B | $2.8B | $2.6B | 1.38% | 13.55% | 4.05% |
| 2018-06-30 | $3.2B | $2.8B | $2.5B | 1.29% | 12.78% | 4.00% |
| 2018-03-31 | $2.8B | $2.5B | $2.1B | 1.39% | 14.16% | 3.81% |
| 2017-12-31 | $2.8B | $2.4B | $2.0B | 0.90% | 9.05% | 3.75% |
| 2017-09-30 | $2.7B | $2.4B | $2.0B | 0.99% | 9.90% | 3.74% |
| 2017-06-30 | $2.7B | $2.3B | $1.8B | 0.96% | 9.47% | 3.71% |
| 2017-03-31 | $2.6B | $2.3B | $1.7B | 0.98% | 9.63% | 3.76% |
| 2016-12-31 | $2.5B | $2.2B | $1.7B | 0.96% | 9.23% | 3.63% |
| 2016-09-30 | $2.5B | $2.2B | $1.6B | 0.95% | 9.13% | 3.64% |
| 2016-06-30 | $2.4B | $2.2B | $1.6B | 0.90% | 8.61% | 3.65% |
| 2016-03-31 | $2.5B | $2.2B | $1.5B | 0.72% | 6.91% | 3.68% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1201925 · 1999-09-16 to current
2018-04-01RSSD 2846444 → 636771 · code 1
2010-12-01RSSD 2713368 → 636771 · code 1
2007-09-15RSSD 144043 → 636771 · code 1
2007-09-15RSSD 938644 → 636771 · code 1
2007-09-15RSSD 405744 → 636771 · code 1
2004-07-01RSSD 922942 → 636771 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.