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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Grand Rapids, MI · FDIC certificate #27811 · RSSD 636771
INDEPENDENT BANK is an FDIC-insured institution based in Grand Rapids, MI (FDIC certificate #27811). In its Q2 2026 Call Report it reported total assets of $5.7B, total deposits of $4.9B and net loans of $4.4B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for INDEPENDENT BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.45% |
|---|---|
| Equity to assets | 9.12% |
| Noncurrent loans ratio | 0.99% |
| Nonaccrual loans ratio | 0.99% |
| Loan to deposit ratio | 89.93% |
| Liquid assets ratio | 16.74% |
| Brokered deposit ratio | 0.01% |
| Total deposits | $4.9B |
| Net loans and leases | $4.4B |