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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Palm Coast, FL · FDIC certificate #58692
INTRACOASTAL BANK is an FDIC-insured institution based in Palm Coast, FL (FDIC certificate #58692). In its Q3 2026 Call Report it reported total assets of $580M, total deposits of $527M and net loans of $392M. Its primary federal regulator is FDIC.
Reported facts
INTRACOASTAL BANK (FDIC certificate #58692) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $580M |
|---|---|
| Total deposits | $527M |
| Net loans and leases | $392M |
| Return on assets | 1.48% |
| Return on equity | 19.41% |
| Net interest margin | 3.93% |
| Quarterly asset change | 1.12% |
| Quarterly deposit change | 1.67% |
Plain-language readout
INTRACOASTAL BANK in Palm Coast, FL reported total assets of $580M, total deposits of $527M and net loans of $392M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.48%, a return on equity of 19.41%, a net interest margin of 3.93%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $580M | $527M | $392M | 1.48% | 19.41% | 3.93% |
| Q2 2026 | $573M | $519M | $403M | 1.39% | 18.03% | 3.88% |
| Q1 2026 | $565M | $502M | $409M | 1.36% | 17.64% | 3.88% |
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