Regulatory profile
Ipswich, SD · FDIC certificate #15593
IPSWICH STATE BANK is an FDIC-insured institution based in Ipswich, SD (FDIC certificate #15593). In its Q3 2026 Call Report it reported total assets of $73M, total deposits of $61M and net loans of $42M. Its primary federal regulator is FDIC.
Reported facts
IPSWICH STATE BANK (FDIC certificate #15593) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $73M |
|---|---|
| Total deposits | $61M |
| Net loans and leases | $42M |
| Return on assets | 1.79% |
| Return on equity | 11.91% |
| Net interest margin | 3.91% |
| Quarterly asset change | -1.90% |
| Quarterly deposit change | -1.74% |
Plain-language readout
IPSWICH STATE BANK in Ipswich, SD reported total assets of $73M, total deposits of $61M and net loans of $42M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.79%, a return on equity of 11.91%, a net interest margin of 3.91%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $73M | $61M | $42M | 1.79% | 11.91% | 3.91% |
| Q2 2026 | $74M | $62M | $36M | 1.83% | 12.10% | 3.80% |
| Q1 2026 | $71M | $59M | $31M | 1.64% | 10.83% | 3.56% |
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