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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #1005 · RSSD 74140
ISABELLA BANK is an FDIC-insured institution (FDIC certificate #1005). In its Q2 2026 Call Report it reported total assets of $2.2B, total deposits of $1.8B and net loans of $1.6B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for ISABELLA BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.49% |
|---|---|
| Equity to assets | 8.76% |
| Noncurrent loans ratio | 0.49% |
| Nonaccrual loans ratio | 0.49% |
| Loan to deposit ratio | 86.16% |
| Liquid assets ratio | 22.15% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.8B |
| Net loans and leases | $1.6B |