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Regulatory profile
Mount Pleasant, MI · FDIC certificate #1005 · RSSD 74140
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.8B | $1.6B | 1.10% | 12.97% | 3.47% |
| 2026-03-31 | $2.2B | $1.9B | $1.5B | 1.05% | 12.69% | 3.34% |
| 2025-12-31 | $2.2B | $1.9B | $1.5B | 1.02% | 12.62% | 3.21% |
| 2025-09-30 | $2.2B | $2.0B | $1.4B | 1.03% | 12.80% | 3.16% |
| 2025-06-30 | $2.1B | $1.9B | $1.4B | 1.00% | 12.63% | 3.12% |
| 2025-03-31 | $2.1B | $1.8B | $1.4B | 0.91% | 11.58% | 3.08% |
| 2024-12-31 | $2.0B | $1.8B | $1.4B | 0.80% | 10.47% | 2.99% |
| 2024-09-30 | $2.1B | $1.8B | $1.4B | 0.77% | 10.04% | 2.96% |
| 2024-06-30 | $2.0B | $1.8B | $1.4B | 0.78% | 10.22% | 2.90% |
| 2024-03-31 | $2.0B | $1.8B | $1.4B | 0.75% | 9.69% | 2.87% |
| 2023-12-31 | $2.0B | $1.7B | $1.3B | 1.02% | 13.30% | 3.14% |
| 2023-09-30 | $2.1B | $1.8B | $1.3B | 1.07% | 14.00% | 3.21% |
| 2023-06-30 | $2.0B | $1.7B | $1.3B | 1.12% | 14.23% | 3.27% |
| 2023-03-31 | $2.0B | $1.8B | $1.3B | 1.19% | 14.85% | 3.34% |
| 2022-12-31 | $2.0B | $1.8B | $1.3B | 1.24% | 15.33% | 3.30% |
| 2022-09-30 | $2.0B | $1.8B | $1.2B | 1.19% | 14.61% | 3.20% |
| 2022-06-30 | $2.0B | $1.8B | $1.3B | 1.13% | 13.50% | 3.09% |
| 2022-03-31 | $2.0B | $1.8B | $1.2B | 1.07% | 12.52% | 2.93% |
| 2021-12-31 | $2.0B | $1.7B | $1.3B | 1.10% | 12.64% | 2.88% |
| 2021-09-30 | $2.0B | $1.7B | $1.2B | 1.10% | 12.70% | 2.85% |
| 2021-06-30 | $2.0B | $1.7B | $1.2B | 1.11% | 12.92% | 2.84% |
| 2021-03-31 | $2.0B | $1.6B | $1.2B | 1.19% | 13.88% | 2.91% |
| 2020-12-31 | $1.9B | $1.6B | $1.2B | 0.66% | 7.44% | 2.92% |
| 2020-09-30 | $1.9B | $1.5B | $1.3B | 0.92% | 10.25% | 2.87% |
| 2020-06-30 | $1.9B | $1.4B | $1.3B | 0.89% | 9.88% | 2.90% |
| 2020-03-31 | $1.8B | $1.3B | $1.2B | 0.79% | 8.72% | 2.92% |
| 2019-12-31 | $1.8B | $1.3B | $1.2B | 0.98% | 11.45% | 3.01% |
| 2019-09-30 | $1.8B | $1.3B | $1.2B | 0.99% | 11.69% | 3.01% |
| 2019-06-30 | $1.8B | $1.3B | $1.2B | 0.95% | 11.41% | 2.97% |
| 2019-03-31 | $1.8B | $1.3B | $1.1B | 0.89% | 10.88% | 2.97% |
| 2018-12-31 | $1.8B | $1.3B | $1.1B | 0.95% | 11.92% | 2.92% |
| 2018-09-30 | $1.8B | $1.3B | $1.1B | 0.95% | 11.87% | 2.90% |
| 2018-06-30 | $1.8B | $1.3B | $1.1B | 0.93% | 11.59% | 2.88% |
| 2018-03-31 | $1.7B | $1.3B | $1.1B | 0.95% | 11.64% | 2.86% |
| 2017-12-31 | $1.8B | $1.3B | $1.1B | 0.97% | 11.71% | 2.86% |
| 2017-09-30 | $1.7B | $1.2B | $1.1B | 0.93% | 11.19% | 2.86% |
| 2017-06-30 | $1.7B | $1.2B | $1.0B | 0.94% | 11.34% | 2.83% |
| 2017-03-31 | $1.7B | $1.2B | $1.0B | 0.88% | 10.71% | 2.80% |
| 2016-12-31 | $1.7B | $1.2B | $1.0B | 0.94% | 10.99% | 2.80% |
| 2016-09-30 | $1.7B | $1.2B | $1.0B | 0.92% | 10.64% | 2.79% |
| 2016-06-30 | $1.6B | $1.2B | $0.9B | 0.89% | 10.43% | 2.77% |
| 2016-03-31 | $1.6B | $1.2B | $0.9B | 0.87% | 10.29% | 2.77% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1401118 · 1989-02-15 to current
2008-01-01RSSD 3107441 → 74140 · code 1
2008-01-01RSSD 3107423 → 74140 · code 1
2008-01-01RSSD 3105072 → 74140 · code 1
2008-01-01RSSD 2756749 → 74140 · code 1
2007-04-16RSSD 691145 → 74140 · code 1
1982-01-01RSSD 688846 → 74140 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.