Regulatory profile
Jarrettsville, MD · FDIC certificate #31083
JARRETTSVILLE FS&LA is an FDIC-insured institution based in Jarrettsville, MD (FDIC certificate #31083). In its Q3 2026 Call Report it reported total assets of $165M, total deposits of $145M and net loans of $119M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for JARRETTSVILLE FS&LA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $145M |
|---|---|
| Net loans and leases | $119M |
Plain-language readout
JARRETTSVILLE FS&LA in Jarrettsville, MD funds its loans with $145M of deposits and holds $119M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for JARRETTSVILLE FS&LA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 82.22% in Q3 2026, against 79.14% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $119M | $145M | 82.22% |
| Q2 2026 | $117M | $147M | 79.29% |
| Q1 2026 | $115M | $145M | 79.14% |