Total assets$72M+0.68% QoQ
Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Dearborn, MI · FDIC certificate #21761
JPMORGAN CHASE BANK DEARBORN is an FDIC-insured institution based in Dearborn, MI (FDIC certificate #21761). In its Q3 2026 Call Report it reported total assets of $72M, total deposits of $500K and net loans of $0. Its primary federal regulator is FED.
Reported performance
Risk & capital
Deterministic ratios from the Q3 2026 filing, not a composite risk rating. Full detail and peer context: Portfolio & funding →
Advanced risk & capital analytics
Every figure below is either reused unchanged from an already-validated ratio elsewhere on this site or computed fresh from this institution's own reported Call Report filings — none of it is estimated or fabricated when an input is missing; the gap is shown as "Unavailable" instead.
Download the ALCO screening memo (PDF), included in the Professional plan: funding, capital, repricing gap and rate-sensitivity screens for this institution, each figure with its Call Report source.
(Nonperforming loans + OREO) / (Total equity capital + Allowance for credit losses). Nonperforming loans use the same noncurrent-loans figure shown elsewhere on this profile, including its reconstruction from loan categories before 2017-03-31. Total equity capital (RCON3210) is confirmed only for banks that file the FFIEC 031 or 041 Call Report and has not been confirmed for FFIEC 051 filers (small community banks); the same limit applies to the equity figures in the liabilities and equity breakdown. This is total equity capital, not a figure net of intangibles and preferred stock (a true tangible-common-equity adjustment), because OptimaYield does not yet publish such an adjusted figure.
| Domain | Score | Metrics available |
|---|---|---|
| Capital | Unavailable | 0 / 2 |
| Asset quality | Unavailable | 0 / 2 |
| Earnings | 59.3 | 3 / 3 |
| Liquidity | Unavailable | 0 / 2 |
How to read this score: it ranks the bank against other banks of similar size on filed ratios, so 50 means the middle of that peer group. It is not a rating or a measure of safety. See the formula, inputs and limits.
The OptimaYield Composite Score is OptimaYield's own, independently derived estimate, computed entirely from this institution's own publicly reported Call Report and FDIC financial figures. It is not a supervisory rating, is not derived from confidential examination data, was not produced or reviewed by any bank regulator, and is not equivalent to, does not approximate, and is not a substitute for any regulatory assessment of an institution's safety and soundness. It reflects only the capital, asset-quality, earnings and liquidity dimensions that can be computed from already-published figures -- it does not, and cannot, capture management quality or interest-rate sensitivity, both of which require information this composite has no access to.
The repricing gap ladder for 2026-09-30 is not shown because none of its buckets could be computed from this institution's filing. It appears once the maturity schedules are reported and mapped.
The 12-month NII-at-risk screen for 2026-09-30 is not shown because the repricing gap it depends on could not be computed from this institution's filing.
| Line item | Source | Value |
|---|---|---|
| Estimated uninsured deposits | RC-O Memorandum item 2 | Unavailable |
| Total deposit liabilities before exclusions (gross) | RC-O item 1 | Unavailable |
| Total allowable exclusions | RC-O item 2 | Unavailable |
| Total brokered deposits | RC-E Memorandum item 1.b | Unavailable |
| Brokered reciprocal deposits (subset of total brokered deposits above -- not additive) | RC-O item 9 | Unavailable |
| Deposits obtained through listing services that are not brokered deposits | RC-E Memorandum item 1.f | Unavailable |
| Cash and securities (liquid assets) | RC items 0081 + 0071 + HTM carrying (JJ34/1754) + 1773 | Unavailable |
| Total domestic office deposits | RC item 2200 | Unavailable |
These figures are OptimaYield's own reading of this institution's own publicly reported Call Report Schedule RC-O and Schedule RC-E data. The uninsured-deposit coverage ratio compares reported cash and securities against the estimated uninsured-deposit figure the institution itself reported -- it is not a liquidity coverage ratio (LCR), does not account for asset encumbrance, funding availability, or the fair-value impact of a forced sale, and is not a supervisory liquidity assessment. Brokered deposits and deposits obtained through listing services that are not brokered deposits are two separate, independently reported figures and are never summed here; each is shown as its own item because conflating them would misrepresent funding-source concentration. Uninsured deposits (RCON5597) are reported only by institutions with $1 billion or more in total assets -- a missing value for a smaller institution reflects that filing threshold, not a data gap.
The enhanced view cross-checks this institution's deposit beta against FRED's daily Effective Federal Funds Rate (EFFR), independent of the FEDFUNDS series already used elsewhere on this site. That FRED connection is not configured for this environment, so the enhanced view is unavailable here — this is a configuration gap, not a data gap, and no figure is estimated in its place.
Existing (v1) full-cycle deposit beta, FEDFUNDS-based: Unavailable. See Deposits — cost and beta → for the full published trend.
Enter a target institution's FDIC certificate number to simulate JPMORGAN CHASE BANK DEARBORN acquiring it.
No reviewed development is available. This does not establish that no event occurred.
Recent activity
No notable changes in the last four quarters. Smaller or older changes are listed in the full history.
View full history →Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
2026-03-31 → 2026-09-30 · Reported assets, USD thousands. Not adjusted for mergers.
Full profile
Each area below sources back to published Call Report fields with evidence links — jump straight to what you need.
Common questions
JPMORGAN CHASE BANK DEARBORN reported total assets of $72M and total deposits of $500K in its Q3 2026 Call Report (as of 2026-09-30).
JPMORGAN CHASE BANK DEARBORN's primary federal regulator is FED. It is identified by FDIC certificate #21761.
JPMORGAN CHASE BANK DEARBORN reported a return on assets of 2.83%, a return on equity of 2.85% and a net interest margin of 4.37% for Q3 2026, as published by the FDIC.